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(PRWEB) April 28, 2013
Zhou and Chini are very well versed in the bankruptcy courts in Southern California and have handled hundreds upon hundreds of cases. They are setting their sights on further promoting their bankruptcy services by marketing the bankruptcy term “automatic stay”. An automatic stay is an automatic legal injunction that stops actions by creditors, with certain exceptions, to collect debts from a debtor who has declared bankruptcy. A filed bankruptcy petition immediately works as an automatic stay, this holds a state of temporary suspension from various forms of creditor action against the debtor. Automatic stay provisions work to protect the debtor against certain actions from the creditor. The bankruptcy lawyers in Orange County are promoting the search term so more individuals understand their rights in protecting themselves by filing for bankruptcy. The new ad campaign is going to include a new post on one of their websites, and multiple articles will be written about the different benefits of filing for bankruptcy. The attorneys offer as much free information as possible to help struggling Orange County residents. To learn more about the bankruptcy attorneys call the office directly at 888-901-3440.
Federal and state statutes that give protections to both the debtor and the creditor govern bankruptcy law. The law defines a way for Orange County debtors to get out of debt without harming their ability to lead a productive life in the future.Federal bankruptcy laws were updated in 2005, under the Bankruptcy Abuse Prevention and Consumer Protection Act (BAPCPA), which was passed to make it more difficult for individuals to file for bankruptcy in Orange County. The Act eliminates the automatic eligibility to file for Chapter 7 bankruptcy and forces the repayment of some of an individual’s debt under Chapter 13 bankruptcy. Until 2005, most personal bankruptcy cases were filed as Chapter 7 Bankruptcy because debts were discharged and did not have to be repaid. A “Means Test” was added to the law so that those with the means to pay some of their debts now must file for Chapter 13 Bankruptcy. Under Chapter 13 bankruptcy, an individual must develop a repayment schedule period. The discharge of the debt under Chapter 13 bankruptcy is not issued until the bankruptcy trustee has received the last payment in the plan. The bankruptcy attorneys in Orange County want individuals to know all the California bankruptcy information, and that filing for bankruptcy without an attorney can be done, but they believe it is best to obtain legal counsel. The firm offers a no cost consultation to discuss individual’s finances, and the firm handles all Chapters of bankruptcy. For more information about the bankruptcy lawyers or to speak with directly visit, http://bankruptcyattorneyorangecounty.org/
The bankruptcy lawyers use a professional SEO company to assist in law firm marketing to promote the message about the importance of speaking with an attorney in Orange County CA if someone is considering filing. The firm continues its online presence by offering zero cost bankruptcy information on bankruptcy firm’s blog and social media pages. This information, along with free consultations the firm hopes to attract more Orange County residents looking for financial relief. To learn more information view the bankruptcy attorneys Facebook page, https://www.facebook.com/BankruptcyAttorneyOrangeCounty
About the Firm: The Law Office of Zhou & Chini servicing the cities and counties of California. He is a graduate of UCLA and has been practicing law since 1999. Mr. Zhou has a wealth of experience in bankruptcy, civil litigation, family law, criminal law and unlawful detainer. Zhou and Chini Law Offices provide bankruptcy assistance to Orange County, Los Angeles, and San Diego residents. For more information about using a bankruptcy attorney Riverside law office, call toll free.
Contact: Ron Chini