New York, NY (PRWEB) January 10, 2013
DailyMarkets.com, a New York-based financial website that helps people save smarter and invest smarter, has just announced the winners of the Best Credit Cards 2013 to help consumers find the best credit cards for this new year that will help them save the most money and earn the best rewards.
“The winners of Best Credit Cards 2013 have been selected based on their benefits to cardholders, and this list will be extremely helpful to consumers who are looking for the hottest credit card deals for this year,” says Grace Cheng, founder and CEO of DailyMarkets.com. “Some of the credit cards featured offer up to 30,000 bonus points and others offer 0% introductory APR on purchases and balance transfers for 18 whole months.”
In this new list, consumers will be able to see the best credit cards organized into many different categories, such as rewards, cash back, 0% balance transfer, cards for business owners and student credit cards. This will enable them to find the best card in the category that they’re looking for, and see at a glance their standout benefits.
“Regardless of whether you’re looking for a travel card, one that gives you rewards on your spending or one that has a long 0% introductory balance transfer period, we’ve already done the homework for you,” says Grace Cheng. “Using our proprietary Credit Card Search Wizard to scan through hundreds of credit cards in the US market, we have found those that offer the best rewards programs with the lowest annual fees. Many of these cards even offer additional cash rebates when you make purchases in specific spending categories throughout the year.”
DailyMarkets.com has organized the best credit cards in 7 categories to make it more convenient for its readers:
Cash back credit cards are those that reward people with cash when spending money on their daily purchases. Some of these cards also have special categories in which they earn more cash back throughout the year. Many of these cash back credit cards also reward people with a signing bonus when making their first purchase or when spending a certain amount of money within the first few months. With these cards, consumers will receive cash back as a percentage of all their purchases. The top-rated cash back credit card in this category offers a signing bonus of $100.
Rewards credit cards are cards that offer people reward points for each of their purchases. Many of these cards also offer additional bonus points when cardholders make purchases in certain categories throughout the year and additional sign-up offers when making their first purchases. The winner in this category offers a signing bonus of $100 in rewards.
Hotel and airline credit cards are for frequent travelers who want to earn rewards on their spending as well as additional rewards when making travel purchases on specific airlines or hotels. One of these cards offers up to 30,000 bonus miles when spending $500 in the first 3 months.
0% balance transfer credit cards offer cardholders an introductory 0% APR when they transfer their card balance from other cards onto the new card. Many of these cards have no balance transfer fee. Some winners of this category offer up to 18 months with a 0% introductory APR on balance transfers, which is a year and a half of zero interest on balances transferred to this card.
Business credit cards are cards for business owners who want a convenient line of credit and also want to be rewarded when spending on certain business purchases as well as many of the company’s daily expenses. These cards also help business owners keep track of their business expenses, which makes accounting a much easier task. The best rated card in this category offers a $200 bonus cash back.
Student credit cards are for college students who want to start building up their credit score from an early age. These cards mainly offer rewards such as cash back or a points system in which students can earn rewards on all that they spend on the card. With these cards, students may even earn additional rewards for getting good grades or paying their bills on time.
Cards for bad or no credit. These cards are for people who have low credit scores and who want to rebuild their credit. These cards report monthly to the three main credit bureaus so that cardholders who practise good creditworthiness may have their credit score improved over time.
In addition to this new guide, DailyMarkets.com also has sections with the best credit cards sorted according to credit score, which allows them to apply for credit cards for which they are most likely to be approved.
Readers will also benefit from the Best Credit Cards section, which is the most popular section of DailyMarkets.com that shows the star rating of the best credit cards as well as a brief overview of each one and links to the official issuer website.
DailyMarkets.com is a New York-based personal finance and investing site founded in 2008 by Grace Cheng who was named as one of the ‘new kids in cyberspace’ by Financial Times in 2007. DailyMarkets.com has an exclusive personal finance section, with a special emphasis on educating US consumers about credit cards and helping them find the best credit card for their needs. Find the best credit card in just seconds using DailyMarkets.com's unique Credit Card Search Wizard, which is designed to help consumers find the perfect credit card based on their spending habits. Consumers can also browse through the huge selection of credit card offers such as 0% balance transfer cards, rewards credit cards, low interest credit card, cash back credit cards, business credit cards, airline miles credit cards, best credit cards 2013, and more. For more information, visit DailyMarkets.com.