Some of the best credit cards featured in our new guide offer signing bonuses of 30,000 points, and some even offer 21 months of 0% interest rate when making purchases and balance transfers.
New York, NY (PRWEB) February 07, 2012
DailyMarkets.com, a personal finance website based in New York that helps people save smarter and invest smarter has just announced its choice of the Best Credit Cards 2012.
To ensure the best credit card choice for US consumers, staff writers and editors of DailyMarkets.com searched through the hundreds of US credit cards by using their smart Credit Card Search Wizard. The result is a list of the best credit cards available in the US organized by categories such as cash back, travel, rewards, business, student cards and credit cards for bad credit.
“Our new guide to the Best Credit Cards 2012 has been put together to help people find the best cards available in the market this year so that they can get the most rewards, travel privileges, discounts and best balance transfer offers,” says Grace Cheng, founder and CEO of DailyMarkets.com. “Some of the best credit cards in the US which are featured in our new guide offer signing bonuses of 30,000 points, and some even offer 21 months of 0% annual interest rate when making purchases and balance transfers.”
“With 2012 looking brighter than 2011, many credit card issuers have improved the rewards they offer in an attempt to get more customers with good to excellent credit,” says Grace Cheng. “Most credit cards in this guide have no annual fee, and most of them offer special perks and bigger rewards when making purchases in certain spending categories.”
DailyMarkets.com has organized the winners of the Best Credit Cards 2012 in these 7 categories:
Best Cash Back Credit Cards. Cash back credit cards are those that reward people with cash rebates when they make their everyday purchases. They sometimes offer higher rebates in select categories, such as gas or groceries, and many offer large signing bonuses when cardholders make their first purchase or spend a minimum amount within the first 3 months of having the card. The highest-rated cash back credit card in this category offers a signing bonus of $200.
Best Hotel and Airline Credit Cards. Travel credit cards reward consumers with miles or points when they book specific hotels and airlines, as well as for the rest of their purchases. These cards are suitable for those who travel often for leisure or work. One of the credit cards in this category rewards cardholders with 30,000 bonus miles when they spend $500 in the first 3 months.
Best 0% Balance Transfer Credit Cards. Balance transfer cards are excellent for people who would like to transfer their balance from one card to another and save money on interest payments. Some of the winners in this category offer 0% APR on balance transfers during the first 21 months so that cardholders can repay their debt interest-free.
Best Rewards Credit Cards with no annual fee. Rewards credit cards are perfect for people who like earning rewards when making their purchases as they offer points or cash back which can be redeemed for gift cards, travel, statement credit and more. The winner in this category offers 30,000 points as a signing bonus and rewards cardholders with up to 10 points when shopping online and 2 points for every dollar spent on dining and travel.
Best Business Credit Cards with no annual fee. Business credit cards help business owners save money on business expenses by rewarding them for their spending with points or cash back. The best business credit card this year offers $250 cash back bonus and up to 5% cash back bonus on certain categories.
Best Student Credit Cards. The winning student credit card for 2012 offers 0% introductory APR on purchases for 7 months, $75 statement credit, and up to 5 points for every dollar spent on certain categories.
Best Credit Cards for Bad or No Credit. Credit cards for bad credit help people improve their credit history and build a good credit score. All credit cards for bad or no credit report automatically to the 3 major credit bureaus in the US.
DailyMarkets.com is a New York-based personal finance and investing site founded in 2008 by Grace Cheng who was named as one of the ‘new kids in cyberspace’ by Financial Times in 2007. DailyMarkets.com has an exclusive personal finance section, with a special emphasis on educating US consumers about credit cards and helping them find the best credit card for their needs. Find the best credit card in just seconds using DailyMarkets.com's unique Credit Card Search Wizard. Consumers can also browse through the huge selection of credit card offers such as 0% balance transfer cards, rewards credit cards, low interest credit card, cash back credit cards, business credit cards, airline miles credit cards, best credit cards 2012, and more. For more information, visit DailyMarkets.com.