Boone & Davis Announce Major Personal Injury Protection Changes Coming in 2013

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Fort Lauderdale Attorneys David Boone and Michael Davis explain that there are major PIP changes coming in January 2013 that all drivers should be aware of.

Boone & Davis
As a Florida personal injury attorney for over thirty years, I recognize that these changes may help reduce fraudulent claims but believe that legitimate victims of auto accidents need proper advice, now more than ever.

It is important that drivers are aware that as of the 1st of January, the benefits provided under PIP, or Personal Injury Protection, will change drastically and automatically. Professional personal injury lawyers, Boone & Davis, believe that it is important that drivers know this. B&D believes that everyone on the road should fully understand the potential consequences that neglecting to contact an experienced attorney, who understands the benefits, will occur.

Many significant changes will occur to the auto insurance policy. Below are some of the changes which will affect the recovery and financial circumstances of drivers:

  • Victims of an accident, but fail to receive or obtain medical treatment within fourteen (14) days of the motor vehicle accident, all of the PIP benefits will be forfeit, leaving the medical expenses unpaid. You must receive qualifying medical treatment within fourteen (14) days of your accident.
  • The policy benefits that had once provided the driver with $10,000 of medical coverage can be reduced to $2,500, depending upon the doctor that treats the injuries.
  • Massage therapy and acupuncture, among other recovery treatments for the injury, will no longer be covered under the policy.
  • Drivers will only be allowed $2,500 worth of chiropractic care, regardless of the severity of the injuries.

Many of these changes reduce the extent to which the medical bills will be covered in the case of an accident. Unfortunately, there has not been any indication that the reduction of benefits will result in the lowering of insurance premiums!

About this, attorney Michael Davis of Boone and Davis said, "As a Florida personal injury attorney for over thirty years, I recognize that these changes may help reduce fraudulent claims but believe that legitimate victims of auto accidents need proper advice, now more than ever, to receive the benefits they pay for and deserve."

So, it is more important now than ever before that drivers contact an attorney and get a consultation about the coverage.

About Boone & Davis:
Michael Davis and David Boone have practiced personal injury cases together since 1981 representing the injured throughout the state of Florida. They have handled all types of personal injury claims.

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