Pensacola, FL (PRWEB) March 05, 2013
Many Florida businesses and homeowners are experiencing higher premiums on their insurance renewals. Whitman & Whitman Insurance is warning policyholders to be aware of the inspections taking place on their homes and businesses to ensure errors are not costing them this year.
Owner, Linda Whitman elaborated, “We just had a client that is receiving an increase of more than $1,000 on their wind policy because the inspector found that the original inspection submitted was in error as to the length of the nails used and found the roof clips were corroded. The policyholder is left with few options but to accept the increased premium unless they can actually improve the roof.”
Ms. Whitman also noted from a recent article, in the Pensacola News Journal, a homeowner in south Florida lost wind mitigation credits simply because his attic access was limited due to low pitch and insulation. The inspector could not provide proof that the homeowner had the proper protection for the credit.
The best way to avoid errors during inspections involves research and knowing what factors in the home could result in a failed inspection. Contact insurance companies and determine the criteria for passed and failed inspections. Examine the home and determine if faulty elements can be fixed prior to an inspection. It may cost less to fix the problem than to allow premiums to rise. Also, be at the location of the home or business and available during an inspection. This will allow for questions to be answered and any concerns to be resolved.
Whitman & Whitman's professional staff is always available to answer any questions regarding insurance policies.
More can be read about the article mentioned and similar situations at http://www.pnj.com/viewart/20130102/NEWS02/301020024/Florida-Citizens-Property-Insurance-rates-rising-with-claims.
About the company:
Since 1981, Whitman & Whitman Insurance has been offering Pensacola, FL and the surrounding area the best in insurance protection at a competitive price for individuals as well as all types of businesses. We are committed to help you with ease of mind to run your business and enjoy your home life, giving you the insurance protection you need. Whitman & Whitman is a full service, independent agency made up of professionals you can count on, committed to excellence, with a personal touch. Please visit http://www.whitmanandwhitman.com for more information about our products. Whitman & Whitman: Insuring you, that’s what we do.