If you shop for California auto insurance, it is quite easy for one insurer to be half the price of another, even in the same group of insurers, so shopping around for a better quote is important.
San Francisco, CA (PRWEB) February 06, 2012
Most consumers know that they aren’t going to get a courtesy call from their auto insurer telling them they qualify for a better deal. Yet they still fail to review their policies or contracts each year to make sure they’re getting the lowest rates possible. The reality is that cheap California car insurance is possible.
Savings experts at InsureonaBudget.com discovered that a few criteria can qualify California drivers for quick discounts. For example, if you drive less than 25 miles per day, or haven't been in any car accidents over the last 12 months, and you've never received a DWI/DUI, you likely qualify for many hidden discounts on your car insurance. The problem, as Robert Hunter of Consumer Federation of America puts it, is that “insurers aren’t required to let you know when you’re eligible for a lower rate…so it is very difficult to be sure that you have the best price.”
An interesting fact California drivers should know is that most times it is quite easy for one insurer to be half the price of another, even in the same group of insurers. Obviously, auto insurers would like policy holders to pay the highest premium possible. Finding the best auto insurance deal can be easy with a few guidelines:
1) Compare California auto insurance quotes across multiple insurers who will try to offer you their best deals right away.
2) Call your insurer and ask for a better deal than the best quote you received from the comparison search you did.
3) Call the other car insurers and ask if they can match or beat the deal you were just offered.
4) Consumers should specifically ask their insurer — not the agent — whether they were being offered the lowest rate they qualify for.
The above tactic paid off well for Thomas Mitchell who, according to the New York Times, “slashed his hefty auto insurance premium from $2,537 a year to $1,207”. This should provide the much needed incentive for any California driver to take advantage the pricing loophole for better deals.
To compare car insurance quotes and get the best California car insuramce rates, visit InsureonaBudget.com