When you're facing a difficult financial situation, the worst thing you can do is to pretend it doesn't exist. Unfortunately, that's exactly what a lot of people do, and it can negatively affect not only credit reports, but lifestyle as well -- sometimes for many years.
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Solano County, Calif. (PRWEB) August 14, 2009
Homeowners struggling in this California real estate market do have options. That's the message of Ken Kramer, principal broker and owner of Blue and Gold Realty, Inc. in Vacaville, California.
Blue and Gold Realty, Inc. is a team of REALTORS® specializing in helping homeowners who are falling behind on their mortgage and don't know what to do next to avoid foreclosure. In this economy, according to Kramer, that's a lot of people.
"When you're facing a difficult financial situation, the worst thing you can do is to pretend it doesn't exist. Unfortunately, that's exactly what a lot of people do, and it can negatively affect not only credit reports, but lifestyle as well -- sometimes for many years."
Blue and Gold Realty's team of nine real estate agents have a wide range of experience helping California real estate buyers and sellers for many years. They make a perfect team for reaching out to those who need real estate related advice, because their services encompass both home loans and real estate.
According to Kramer, loan modifications may provide viable options for some homeowners to keep their home and stay current on payments. Blue and Gold Realty, Inc. provides experienced representation in requesting modifications to home loans, advocating for the homeowner from beginning to end.
A loan modification may not be for everyone, however. Some situations may be ideal for a short sale, which is an effort to sell a home before it goes into foreclosure.
"Short sales are very misunderstood by the general public, but they basically consist of a negotiated agreement with the bank to sell the home for less than the outstanding balance of the loan. We can negotiate favorable terms for the homeowner because of our many years of experience in working with lenders, minimizing the negative affects a short sale might have on credit reports."
Ken Kramer and the Blue and Gold Realty team of REALTORS® have a personal touch when it comes to working with homeowners in difficult financial circumstances. In the midst of uncertainty in the California real estate market, homeowners struggling with tough financial questions have a place to go for answers about their real estate and loan modification needs.
About Blue and Gold Realty, Inc.
Blue and Gold Realty, Inc. is a real estate brokerage practicing in the Solano, Sacramento, Napa, Yolo, and Colusa County service areas. Please see their website to get pre-qualified for a home loan.
Blue and Gold Realty, Inc.
Specializing in Vacaville Real Estate
505 Merchant Street
Vacaville, CA 95688
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