London, UK (PRWEB) May 24, 2009
More than three in five drivers are now turning to public transport due to high fuel prices, a survey has revealed. With potentially more cars in the garage this summer, Post Office research warns motorists not to overlook car insurance policy requirements if declaring a vehicle off-road.
There are other reasons why motorists decline car insurance - from the need to stop driving, to keeping a classic car in storage or moving abroad but wishing to keep a car in the UK. Whatever the reason, if a car is going to be kept off the road then it needs to be declared to the DVLA; this is done by completing a Standard Off Road Notice (SORN) declaration form.
Unforeseen circumstances can arise even if a vehicle is correctly declared off-road. If the vehicle is intended to be operated again at some point, drivers could be left out of pocket if the car's insurance doesn't cover against damage caused by a garage fire or falling trees. These incidents may sound extreme, but Post Office car insurance experts urge it's better to be safe than sorry when it comes to car insurance.
Some car insurance providers offer policies at a reduced premium covering periods where the vehicle will be off the road. Post Office asks consumers to consider carefully what level of cover is needed with a SORN and ask for a car insurance quote accordingly. For example: is it really necessary to have comprehensive insurance or will third party, fire and theft fit the bill?