Bestquote Publishes Editorial against Changes to Women's Car Insurance Rates

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Bestquote Insurance has published an article on their website questioning the logic behind implementing the new EU directive requiring gender neutrality in car insurance rates.

With the EU directive for gender neutral car insurance premiums set to go into effect later this year, has put out a strong statement against implementation of new law while Ireland’s current economy is still in crisis.

The EU directive requires the implementation of unisex premiums which will affect life insurance, income insurance, annuities and car insurance rates for women. Without the benefit of reduced risk factors based on sex, women will pay more for life and car insurance.

The article states that while gender neutrality in access to goods and services is an important goal for the EU, Ireland is further behind than the EU average for pay equity. Raising insurance rates for women who are already impacted by wage disparity will have a negative overall affect on their financial security.

The article raises a compelling point about the importance of social equality at the expense of women’s economic interests. It’s not difficult to imagine that if women were asked if they wanted to pay the same for goods and services in the name of moral equality, that many would forgo the moral imperative for a little financial relief – especially in this economic climate.

For Bestquote’s part, the article is a bold move in a conservative industry that doesn’t usually point out the financial realities of the insurance trade.


Bestquote is an Irish insurance owned Intermediary providing home, life, health, van and car insurance across the Republic of Ireland.

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Stephanie Courtney
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