We deal with hundreds of car clubs and public liability is a huge issue, especially for the smaller ones
(Vocus) March 9, 2009
In the old days, car show and event organisers would have public liability insurance that covered all the clubs who attended. These days, post 9/11, public liability is a huge expense and organisers simply can't afford that level of cover. So every club that wants to attend events has to have its own public liability (PL) insurance. The problem is that PL is expensive - and many clubs simply can't afford it.
Now Adrian Flux Insurance Services has launched a pared-down version of PL that's designed specifically for car clubs. It has all the cover that a club needs, but costs significantly less.
The new scheme is the brainchild of Flux's club liaison manager Craig Darwin. "We deal with hundreds of car clubs and public liability is a huge issue, especially for the smaller ones," he says. "We've been working closely with them to find out what they specifically need - and we've used that information to create a cheaper PL scheme." For example, Flux found there were some parts of a standard PL policy that clubs could do without - such as slander and libel cover. On the other hand, clubs did need cover for the t-shirts, caps, badges and other regalia they bring to sell at events.
"We developed the scheme in conjunction with Norwich Union, who have now signed it off - so we're ready to roll it out," Craig adds.
The Flux PL scheme means clubs will pay as little as £110 per year for standard public liability insurance, with up to £1million PL cover. It also covers up to £2,500 worth of club regalia.
The 'off the shelf' version of Flux's new PL policy will cover a club for up to twelve events per year. For bigger clubs that may attend more events, or want more than £1million PL cover, Flux can build a bespoke public liability policy - and Craig Darwin says it should still be cheaper than what's currently available.
The Flux public liability scheme was developed specifically for the company's customers and is available to all car clubs that have an association with Flux.
Adrian Flux aims to offer cheaper car insurance and has a huge range of policies for motoring enthusiasts and for car clubs. For details call Craig Darwin at Adrian Flux direct on 01553 845 585, contact the Adrian Flux quote line on 0800 505 3000, email the company at quotes(at)adrianflux.co.uk or see the Flux homepage.
Toni Turner or Alison Haynes at The Publicity Works
Tel: 01263 761000 Email: flux(at)publicityworks.biz
Gerry Bucke of Adrian Flux Insurance Services: 0800 505 3000
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