(PRWEB) March 17, 2013
Rate Digest makes the eternal hunt for cheap car insurance easier with the release of three tips on how to lower their insurance rates. Decreasing premiums is simple thanks to individual discounts, cutting redundancy and finding ways to save. Cheap car insurance is just three steps away.
The first thing people should do is look into discounts. This can come in unexpected places; students with high GPAs, good driving records and roadside assistant programs can save hundreds off their car insurance bill by applying for safe driver and good student discounts.
The second step is ending the redundancy in their insurance. There is no reason to pay for roadside assistance if one is receiving the service free; many credit card companies have free roadside assistance programs for people who carry their higher quality “gold” or higher cards. Rental car coverage is just as redundant for individuals who own more than one car. Cutting out redundant coverage is a great way to get cheap car insurance.
The third method comes in the fine print. Insurance policies promising to replace totaled cars may not save people as much as they think. If the driver’s car is older, chances are good that the car will not be worth repairing in a crash even with a lower deductible- leaving the driver in the lurch if a collision occurs However, a higher deductible can lead to greater savings, even if there is the risk of a hefty bill if the driver’s car is hit.
About Rate Digest
Rate Digest, the car insurance comparison resource, is committed to getting drivers cheap car insurance. visit http://www.ratedigest.com/ for more.