Dallas, TX (PRWEB) October 10, 2012
Consumers now have a new competitive advantage when searching for cheap auto insurance rates. Top insurance providers, now listed in Fast Quote Direct's newly launched website are competing for their business offering incentives and discounts that often equal savings of up to 65%.
With auto insurance rates fluctuating across America, more consumers are taking the proper steps to minimize their costs and review their insurance policies. It's becoming more important to shop around and compare insurance quotes, but while much of the quote has to do with the individuals driving record there are many other factors that are out of personal control and directly related to their zip code.
"To a large extent, insurance premiums are based on insurer assessment of insured risk. And it is the function of underwriters employed by insurers to assess this risk." (source: CFA)
This risk is assessed by state averages of consumer driving habits and other factors. These main factors that affect insurance rates by state are:
- the percentage of uninsured drivers
- crime rate and theft
- risk of natural disasters
- traffic density
- competition between insurance companies
In many cases, over 70% of the insurance market is owned by 4 major providers. FastQuotesDirect.com is pleased to announce, through their service, consumers now have access to a larger variety of pre-approved insurance companies.
Visitors to the site can compare insurance quotes knowing they are able to benefit from the competitive nature of the listings as insurance companies compete for their business.
Other benefits to using FastQuotesDirect.com are:
- Fast quotes. Entering in a zip code will return a list of the best providers in their area.
- Privacy. No Concern that rates may go up with a phone call to their provider.
- No Obligations. No pressure to sign up or sales tactics to deal with.