It is extremely important that a traveller checks the terms for their particular insurance policy carefully taking into account any exclusions or additions they have made to the quote or policy.
(PRWEB UK) 17 May 2013
We all remember eruptions of Eyjafjallajokull in Iceland and the problems that brought to the airlines, the eruption in Cleveland, Alaska has again brought to light that people have not checked their travel insurance policy wordings carefully.
A spokesman for Travel insurance website Cheap.co.uk commented: “each insurer has different terms and conditions and these can even change between policy types and the various levels of cover available. It is extremely important that a traveler checks the terms for their particular insurance policy carefully taking into account any exclusions or additions they have made to the quote or policy.”
“The volcanic eruption is the perfect example of why, whilst many insurers would cover the volcanic eruption some of the cheaper policies out there may have exclusions to help cut the initial insurance premiums. It’s even possible for different insurers to have different classifications of an event or category, would the volcanic ash be classed as a weather related event or a catastrophe?”
The company also highlighted the need to take out an insurance policy as early as possible as once an event has happened, it will not be covered under any new policies. “We would recommend taking out any insurance products as soon as possible after booking your holiday or travel particulars. Once your travel is booked, should anything unfortunate happen, then the cancellation costs will be applied. The cancellations area of a travel insurance policy covers this risk (dependent upon policy) and is one of the most beneficial areas on travel cover.”
Cheap.co.uk is an online travel extras comparison website offering various forms of travel insurance including single trip and amt travel insurance.