Student Credit Card Deals Report - CreditDonkey Highlights College Student Promotions

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As millions of students return to campus this fall, CreditDonkey picks 4 top student credit cards.

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powerful tool for college students

Today, the folks at CreditDonkey published their list of the best student credit card deals, helping students pick the best credit card for their wallets by highlighting the top Student Credit Card promotions. The cards picked by CreditDonkey provides students the purchasing power of credit along with the potential to earn cash back.

“While many parents warn their students about the danger of credit, credit cards can be a powerful tool for college students,” said Charles Tran, founder of CreditDonkey. “It’s important that students understand the cost of credit cards and learn how to use their credit card wisely. Once they have mastered the principles of credit, they will have the ability to put extra cash into savings with these four selected credit cards.”

Designed with the college student in mind, CreditDonkey gives these four credit cards A+ for their features, and, specifically for their promotional offerings:

  • Discover Student Card: Students are rewarded immediately with this Discover card, which offers a $25 Cashback Bonus when the cardholder makes their first purchase within 3 months of cardholdership. Students continue to receive cash back with a 5% bonus on common college student purchase categories like travel, department stores, gas, groceries and restaurants; categories change throughout the year. They also receive up to 1% on everything else they purchase. The card also comes with a 0% intro APR on the first 6 months, after which rates are as low as 13.99%. Plus, there is no annual fee and $0 fraud liability with this card, giving it a high rating among parents.
  • Discover Student More: Another annual fee free card, the Discover Student More provides its cardholders with a 5% Cashback Bonus on common spending categories like travel, department stores, gas, groceries, restaurants and more. These categories change throughout the year, so essentially all cardholders get the opportunity to benefit. All other purchases receive up to 1% unlimited cash back, so all students see the reward. What makes this Discover card so special is that the 0% Intro APR is in effect for purchases for the first 9 months, giving students the additional time to adjust to their new lifestyle before being charged with interest. After the initial period, rates are as low as 13.99%
  • Citi Dividend Platinum Select Card for College Students: This Visa card offers students the opportunity to earn extra cash back on their initial card purchases, with a 5% Cash Back bonus on purchases at supermarkets, drugstores, gas stations, convenience stores and utilities (including cable) for the first 6 months; after the introductory period, students will continue to earn 1% in these categories. Students also earn at least 2% cash back in popular rotating categories like restaurants and apparel after a quick enrollment process. All other purchases also earn the cardholder 1% cash back. The card is annual fee free and features rates as low as 13.99%.
  • Citi mtvU: Students receiving top marks will appreciate this credit card which offers up to 2,000 ThankYou Points twice a year for maintaining a good GPA. Other perks of this annual fee free card include the ability to earn 5 ThankYou Points for every $1 spent at restaurants, bookstores, record stores, movie theaters and video rental stores. Cardholders also receive 1 ThankYou Point for every dollar spent on all other purchases. There is a 0% intro APR for the first seven months after which the rate is as low as 13.99%.

College students and parents can visit CreditDonkey to evaluate student credit card offers. CreditDonkey is a credit card comparison website that publishes credit card research, informed opinions and related news/trends that empower American consumers to make informed credit decisions.

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Charles Tran