Once again our federal government enacts a policy that places a disproportionately high burden on Floridians ... It's time our very populous state receives more not less assistance from our federal policy makers.
(PRWEB) April 20, 2012
The Community Advocacy Network (CAN, http://www.CANFL.com), Florida's leading voice for the interests of millions of community association residents statewide, has called on the Federal Emergency Management Agency (FEMA) to reconsider a directive halting a practice whereby insurance agents are able to offer customers rebates from the agents’ own commission on flood insurance policies sold in Florida.
To encourage FEMA to reverse this decision, CAN has called on all Floridians living in the state’s more than 60,000 common-interest ownership communities to sign its “Petition to FEMA Regarding Detrimental Decision to Discontinue the Rebating of Agents’ Commissions,” online now at:
Smaller insurance agencies, in particular, have long used the rebate practice in their offering of flood insurance policies to Floridians under the National Flood Insurance Program (NFIP). In the current economic downturn, many of Florida’s more than 60,000 community associations statewide have come to rely on the rebates to help them offset rising costs of operation amid lost revenue related to the negative impact on many communities of the foreclosure crisis in Florida.
But, in a memorandum dated April 4, 2012, FEMA’s Deputy Associate Administrator for Federal Insurance, Edward L. Connor, announced that the agency would no longer allow insurance agents to offer rebates on amounts paid for flood insurance in Florida under NFIP. If the directive goes into effect as scheduled on Oct. 1, 2012, it will effectively put an end to Florida community associations’ ability to rely on flood insurance rebates to see them through the current tough economic climate.
“Many of our Florida community associations rely on the ability to receive these annual rebates, freely offered by insurance agents from their own commission, in order to offset the high cost of maintaining their communities made doubly burdensome because of dwindling revenues related to the ongoing foreclosure crisis,” said CAN Executive Director Donna DiMaggio Berger.
"Once again our federal government enacts a policy that places a disproportionately high burden on Floridians,” said Ms. Berger, who is also a Founding Partner with the Florida community association law firm of Katzman Garfinkel & Berger. “We saw this with the revised FHA guidelines for multifamily housing in Florida and now with the flood insurance program where these rebates primarily occur in Florida. It's time our very populous state receive more not less assistance from our federal policy makers."
CAN has called on Floridians living in residential condominiums, cooperatives, homeowners associations, mobile home communities and timeshares to sign the Petition to FEMA no later than July 15, 2012. Signatories are also encouraged to share and express their support for the petition on Twitter, Google Plus and Facebook.
The Petition to FEMA is now available online at:
Founded in 2007 by the Florida community association law firm of Katzman Garfinkel & Berger, the Community Advocacy Network represents more than a million homeowners across the state and is Florida’s only advocacy group speaking exclusively for association homeowners and their boards.
Throughout the year, CAN provides provide education, advocacy and outreach services to community associations statewide and promotes positive community association legislation, while advising legislators to resist the urge to micromanage and over-regulate private residential communities. Membership in the Community Advocacy Network (CAN) is open to all Florida community associations, including condominiums, co-operatives, homeowner associations, timeshares and mobile home communities.
For more information about the benefits of CAN membership and the organization's activities around the State, please contact Julie Fishman at firstname.lastname@example.org or (954) 486-7774.
About the Community Advocacy Network (CAN)
The Community Advocacy Network (CAN) is Florida’s leading voice for the interests of more than 60,000 community associations statewide, advocating for progressive community association legislation and leading the fight against over-regulation of private residential communities by state and local government.
As a not-for-profit, non-partisan organization, CAN’s year-round educational program provides the latest information to Florida community association members on issues critical to the maintenance of their community lifestyles and property values. Each year since its inception in 2007, CAN has spearheaded important State legislative reforms designed to protect and enhance Florida community association living and foster the financial stability and operational integrity of common-interest ownership communities statewide.
Established by the law firm of Katzman Garfinkel & Berger, the Community Advocacy Network operates with the guidance of a volunteer Advisory Council of community association managers, Board members and attorneys from throughout the state. Organizational membership is open to all Florida condominiums, co-operatives, homeowner associations, timeshares and mobile home communities. For more information on the benefits of CAN membership and the organization’s activities throughout Florida, visit http://www.CANFL.com.