MasterCard Worldwide Chooses Concourse – Transaction Messaging System™

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Concourse – TMS from Baldwin Hackett & Meeks, Inc. to provide global communications infrastructure for debit transactions.

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Concourse – TMS provides important support because it is a comprehensive, integrated transaction messaging facility that can accommodate our demanding global needs in an open environment.”

Baldwin Hackett & Meeks, Inc. (BHMI), a leading supplier of high-volume transaction processing solutions, announced today that MasterCard Worldwide has chosen BHMI’s Concourse – Transaction Messaging System™ (Concourse – TMS™) as the communications middleware for its high volume international debit card network.

According to Dr. Lynne Baldwin, President of BHMI, "BHMI is pleased that Concourse – TMS was selected by MasterCard to provide the messaging infrastructure for its worldwide debit card network. BHMI specifically developed Concourse – TMS to meet the demands of large scale commercial transaction providers like MasterCard that require performance as well as high availability. BHMI has decades of experience in creating robust software products for the transaction processing marketplace, and we incorporated that experience into Concourse – TMS."

Concourse – TMS is currently managing transaction messaging on the MasterCard Debit Switch, an advanced international processing network that moves transaction messages among all participants in debit card transactions – including merchants, issuer banks, acquirer banks, front end processors, and back-end processors. It is one of the world's fastest and most reliable commercial transaction networks.

"Consumers, merchants, and financial institutions count on the reliability and availability of the MasterCard Debit Switch, and our goal is to continue being the best in the world," stated John Meister, Group Head, Global Transaction Processing Systems for MasterCard Worldwide. “A critical component of MasterCard's distributed debit platform is the ability to move an extremely high volume of messages – 24 hours a day, seven days a week, anywhere in the world. Concourse – TMS provides important support because it is a comprehensive, integrated transaction messaging facility that can accommodate our demanding global needs in an open environment.”

The success of Concourse – TMS is due to its technical architecture and to the commitment of BHMI’s staff. BHMI wanted to deliver a product that would offer superior functionality and flexibility with a price competitive advantage. Below are some of the key features of Concourse – TMS:

•Upgrades and extends a nonstop networking infrastructure while preserving an organization’s existing application investment
•Supports seamless application-to-application communication across disparate platforms
•Provides a technology path to open systems
•Replaces NET24-XPNET™ on HP NonStop platforms
•Unifies application-to-application integration in a multiple hardware node, geographically dispersed, backbone network
Companies with existing online transaction processing (OLTP) systems want to get maximum value from the significant investments they have made in software by extending the life of their software capital as long as possible. They want to continue to use the hardware platforms they currently have while preserving the option to take advantage of newer technology products in the future. Concourse – TMS allows them to do just that.


BHMI is a software services company that specializes in the development of online transaction processing solutions. The company has leveraged its decades of experience with high volume, mission critical applications to create the Concourse Financial Software Suite, a cohesive set of payment transaction back office software products for payments settlement and reconciliation, dispute management, and fee processing. BHMI is also the creator of Concourse – TMS, a comprehensive integrated transaction messaging system that supports high-volume messaging among application processes. For more information on BHMI and its products, go to,, or


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Casey Scheer
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