High Schools Targeted for Credit Awareness Campaigns

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RoadFish.com men’s lifestyle and finance magazine comments on Pennsylvania-based bank S&T Bancorp, Inc.’s volunteer work at local high schools to promote personal finance and credit education

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They can learn valuable lessons before they enter the ‘real world,’ so to speak, when they’ll be forced to learn credit and money skills through trial and error.

RoadFish.com men’s lifestyle and finance magazine issued their support as Pennsylvania-based bank S&T Bancorp, Inc. reaches out to high schools in conjunction with the American Bankers Association in honor of Annual Get Smart About Credit Day. RoadFish.com’s observations may aid consumers in their quest for personal finance education and information during the fall campaign for credit schooling.

The Sacramento Bee recently reported that Pennsylvania-based S&T Bank is partnering with the American Bankers Association this fall for the Get Smart About Credit Campaign. S&T will contribute to the effort by visiting high school classes from grades 9 through 12 and promoting wise financial management. Volunteers will speak with students and teach them the basics of budgeting, the skills for managing a checking account, and even provide education on how credit works. These sorts of lessons can provide the foundation for youngsters to help them avoid potentially costly financial and credit mishaps, such as poor credit scores due to an understanding of how credit works, later in life.

RoadFish.com commends S&T for taking the initiative to reach out to students and mold their understanding about finances. RoadFish.com’s Senior staff writer is quoted as saying, “There is no better crowd to be speaking to than high school students about the importance of credit. They can learn valuable lessons before they enter the ‘real world,’ so to speak, when they’ll be forced to learn credit and money skills through trial and error. What’s more, the adult American consumers are currently in their own sticky situation with credit as it is, so with all due respect I’m not sure how reliable we as parents are for instilling good credit and money spending habits in our children.”

The above-mentioned Sacramento Bee article includes a quote from S&T’s president and chief executive officer, Todd D. Brice. Brice is quoted as saying, “Studies indicate that fewer than 50% of teens understand how to budget. At S&T Bank, we feel it’s important for teens and young adults to be empowered with smart financial strategies. Decisions they make now about their finances and credit can impact them for years to come.” S&T Bancorp, Inc. is a full-service financial institution whose branch locations span ten counties in Pennsylvania. Its headquarters are located in Indiana, PA and according to the Sac Bee article its assets are worth an estimated $4.4 billion.

RoadFish.com urges American families to embrace the season for credit and financial education, and to take their own initiative to educate the entire family in good money practices. RoadFish.com’s Senior staff writer is quoted as saying, “This is a perfect opportunity for families to brush up on their financial knowledge as a whole. Students are being educated within their classrooms and schools, but a lot of hands-on and more in-depth knowledge can be gained in the home. I would hope that families will engage in open financial discussions at home, to allow for further understanding and teaching on that level for the teens and children.”

According to the above-mentioned Sac Bee article, National Smart About Credit Day falls on the third Thursday of October and will be honored this year on October 18th. The campaign is hosted by the American Bankers Association as a way to help young people learn the skills, strategies and knowledge that goes along with managing credit responsibly.

About RoadFish.com

RoadFish.com is an online men's lifestyle and finance magazine aimed mainly at men in their 30's and 40's who have already achieved a considerable level of success in life. Most readers are striving toward their next personal or professional life goal. RoadFish.com covers current events of interest to men of this age group such as exciting outdoor adventures, men’s luxury items, hot chicks, dating for divorced men, and lessons in credit and personal finance. It is a publication owned by Purpose Inc.

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David Klein
Purpose Inc.
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