A great solution to pay for major purchases, whether needed or wanted, is to use a zero introductory APR credit card... consumers can make these purchases today, and avoid paying any interest charges for several months.
Overland Park, KS (PRWEB) May 16, 2012
TopConsumerReviews.com has released their ratings for the best Zero Introductory APR Credit Cards available today.
Zero Introductory APR Credit Cards are designed for consumers who want to avoid interest charges for a certain period of time. By enjoying an interest-free grace period, people can afford a major purchase today without the expensive charges associated with a standard credit card. Most credit cards of this nature allow anywhere from 3 to 24 months to pay off the purchase amount before any fees or interest accrue.
How to choose a zero introductory APR credit card? Many consumers aren’t even aware of the availability of these cards from major credit card companies. However, there is a large variety of cards to choose from, and they can save a person hundreds or thousands of dollars with their spending habits. Shopping for a credit card online brings the largest selection of options to the table. When comparing credit card offers, consumers should be sure to consider the length of the introductory interest-free period, as well as annual fees and any specific penalty language. Some cards may rescind the zero introductory rate if a cardholder goes over their limit or misses a payment. Independent reviews of credit card offers can help the savvy shopper find the best credit cards available.
“All too often, people find themselves in an emergency situation where they need to make an expensive car repair or replace a major appliance, but they just don’t have the cash on hand to pay for it,” explained Brian Dolezal, of TopConsumerReviews.com, LLC. “On the other hand, many consumers long for a relaxing vacation or new furniture for their home, but feel guilty putting it on their high interest rate credit cards. A great solution to pay for major purchases, whether needed or wanted, is to use a zero introductory APR credit card. Consumers can make these purchases today, and avoid paying any interest charges for several months. This allows them to pay off the balance of the credit card without incurring any additional costs. However, these credit cards can vary greatly in the length of their interest-free grace period as well as their policies. The best Zero introductory APR credit cards give you the most flexibility with less hassle.”
To find out more about zero introductory apr credit cards, including reviews and comparison rankings, please visit the Zero Introductory APR Credit Cards category of TopConsumerReviews.com at http://www.topconsumerreviews.com/credit-cards-zero-introductory-apr/.
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