If you're looking for the convenience of a credit card without the credit check, prepaid credit cards can be a very good option... [they're] excellent for high school or college-age students that are becoming more independent.
Overland Park, KS (PRWEB) July 06, 2012
TopConsumerReviews.com has released their ratings for the best Prepaid Credit Cards available today.
Prepaid credit cards provide the convenience of shopping with plastic, but without the hassle of credit checks and the application process. Many prepaid credit cards exist today that look and feel just like a credit or debit card. Consumers can withdraw cash at ATM's, upload a payment via the phone, establish direct deposit payments, speak to a customer service representative when needed, and more. Some prepaid cards even pay interest and offer nice cash back rewards the more that the card is used. Prepaid credit card activity is completely separate from a credit history or credit score - especially good for those individuals with little credit, or for students who are still in school.
How to choose the right prepaid credit card? Consumers are often unaware that prepaid card selection is not limited to what is available at the grocery store. Many companies exist online that provide prepaid credit cards with more perks and incentives than the generic offerings at local retail shops. When looking for a prepaid credit card, consumers should consider a variety of factors such as any fees and penalties, ease of use, perks, rewards, and any expiration terms.
“If you're looking for the convenience of a credit card without the credit check, prepaid credit cards can be a very good option,” explained Brian Dolezal, of TopConsumerReviews.com, LLC. “If you've had some credit issues in the past, or simply don't want to commit to a credit card contract, today's prepaid cards are a great choice. They work just like any Visa or MasterCard and are easy to add cash and check your balance. Some prepaid credit cards even provide perks and incentives to their customers. Prepaid cards are excellent for high school or college-age students that are becoming more independent, yet still receive assistance from Mom and Dad.”
To find out more about prepaid credit cards, including reviews and comparison rankings, please visit the Prepaid Credit Cards category of TopConsumerReviews.com at http://www.topconsumerreviews.com/credit-cards-prepaid/.
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