Takes a Personal Approach to Helping Consumers Understand Credit Card Offers

Share Article, a new credit card research site, helps consumers evaluate credit card fine print, maximize credit card rewards earnings and minimize credit card interest expenses.

"There's a stigma to being in credit card debt-it's like a financial scarlet letter. provides answers to the questions many of us are afraid to ask our friends and family."

Choosing a credit card is an important financial decision. Unfortunately, even with the new credit card laws in effect, most credit card applications remain extremely complex and opaque. In an effort to help consumers learn how to understand credit card offers and select the best credit card for their needs, Credit Card Depot Inc is proud to announce the launch of

Enraged by the behavior of major credit card companies prior to the implementation of the Card Act,'s founder and editor set out to create a website where consumers could learn about fine print trickery and analyze credit card offers the same way he does. Thus, the wisdom of CardWisdom is that of Jeffrey Weber, a six year veteran of the credit card industry.

"I founded CardWisdom to provide site guests with the ability to spot the perfectly legal, though intentionally confusing tactics used by many credit card companies to market their products," said Jeffrey Weber. "Over the years, I've learned that some of the most financially savvy people I know are unable to recognize the differences between good and bad credit card offers. On, I share the advice I give to friends with all site guests. My hope is that they'll take the time to learn about credit card applications before rushing to apply."

In addition to in-depth articles, detailed profiles of credit card offers, and links to credit card applications, also features tools to maximize the benefits of wise credit card usage.

Credit Card Calculators's credit card rewards calculator allows guests to estimate how much they can earn in credit card rewards with the right credit card.

"The rewards calculator is a surprisingly informative tool," said Mr. Weber. "When I beta-tested the tool at a family gathering, just about everyone who tried the calculator realized that they were losing out on as much as $400 a year in potential cash back rewards. More than a few ended up applying for new credit cards that day."

In addition to the rewards calculator, also features a [balance transfer calculator that can help site guests estimate how much they can save in interest by moving high interest balances to 0% APR credit cards.

"The balance transfer calculator shocked more than a few of the people who participated in testing," said Mr. Weber. "Not only did it show them how much money they spend in interest, but more importantly, how easy it was to reduce this expense."

Credit Card Help

"Simply put, people just don't talk about credit cards, especially when they're in credit card debt," said Mr. Weber. "There's a stigma to being in credit card debt-it's like a financial scarlet letter. provides answers to the questions many of us are afraid to ask our friends and family."

To better help site guests, Jeffrey Weber encourages guests and members of the media to contact him for advice and analysis.

"I'd rather answer 500 emails a day than have site guests end up with credit cards that will worsen their financial situations," he said. "The goal of is to help people choose credit cards wisely. And I am firmly committed to making this idealistic goal a reality."

About Jeffrey Weber, Credit Card Depot Inc, and

Mr. Weber founded Credit Card Depot Inc in 2004. Since then, he has developed numerous credit card comparison websites and blogs aimed at helping consumers minimize interest expenses and maximize rewards earnings. He has been featured as a source in numerous online publications, including and He is also the Hartford personal finance examiner for the website brings together Mr. Weber's credit card expertise and the wealth of knowledge he has gained from first-hand accounts relayed to him by credit card users via blog comments and customer support on other credit websites. For more information about and Mr. Weber, please visit


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