Portland, OR (PRWEB) December 02, 2011
In Escaping Credit Hell – A Tactical Guide from the Inside the authors reveal all of the many factors that are really used to evaluate each person’s credit ratings. The information contained in this guide goes much deeper than the standard five rating categories always bandied about by the credit bureaus.
Darby Hershey, President and CEO of Credit Vault Publishing, states that, “Fair Isaac’s 2010 statistics show that over 40% of U.S. citizens have either a sub-prime FICO® credit score (defined as below 640) or no credit score at all. We believe that many people would have much higher credit scores if they truly understood how to manage their credit according to all the rules of how the credit scoring game is played. The combination of low FICO® scores and major banks refusing to lend at reasonable rates to anyone but those with near perfect credit scores (defined as 760 or higher), is causing a form of ‘financial paralysis’ across the nation. This ‘credit chasm’ is a major factor stopping the flow of money in our economy and preventing a faster recovery from our national recession.”
Hershey goes on to state that, “we ‘took the gloves off’ when it came to full disclosure of how the credit reporting agencies really run and how most consumers are merely ‘products’ whose personal information is bought and sold by the very entities that are supposed to safeguard it.”
This eBook is available for a very affordable $9.99, and can be purchased directly from http://www.CreditPowerBooks.com or through one of the major online eBook sellers including Amazon’s Kindle, Apple’s iPad, or Barnes & Nobles’ Nook®.
About Credit Vault Publishing
Credit Vault Publishing was established in 2011 to provide a wide range of educational products, tools, and in-depth information that will help millions of America’s consumers to thoroughly understand how to effectively repair, build and maximize their credit ratings, while improving their finances.
Credit Vault and Credit Vault Publishing are either pending trademark registration or have been issued trademarks of Credit Vault, Inc. in the United States. The names of actual companies and products mentioned herein may be the trademarks of their respective owners.
For more information:
Darby Hershey, President & CEO of Credit Vault, Inc. d/b/a Credit Vault Publishing
Phone numbers – Office: 855-826-7600