Portland, OR (PRWEB) October 18, 2012
As a way to continue helping consumers get out from under the cloud of low credit scores and high interest and insurance rates, Roger Cruise, author and Executive Vice President of Credit Vault Publishing, released a new book that teaches consumers exactly how to get their credit ratings improved as well as help them understand exactly how the credit bureau ratings system operate.
Credit Power for Busy Families delivers the nuts and bolts on how to dramatically improve consumer credit scores while ignoring the misinformation bandied about by many, including the credit bureaus themselves. There has been intentionally false information spread by the credit bureaus and others that don't truly understand the credit system that state it can take seven to ten years to restore good credit ratings. This is completely false.
Credit Vault Publishing stands behind its content because it has proven to be true with tens of thousands of examples of positive changes that have been legally made to consumer credit files, even with people with serious issues, like judgments, foreclosures, short sales, and even bankruptcy. We are not aware of any other company that is willing to back the quality of its consumer credit information with a 100% money-back guarantee,.
Anyone that follows our guidelines and strategies in 'Credit Power for Busy Families' can experience increases in their credit ratings and credit scores in just a few months, not 7-10 years as parroted by the misinformed, stated Mr. Cruise.
Based on credit scoring range estimates provided by Fair Isaac Corporation (creator of the FICO credit score), there are approximately between 1,500,000 and 1,700,000 people in the Northwestern U.S. alone that have credit scores of 640 or less. Every one of these people is paying between two to five times more in interest rates and up to twice the insurance rates for their cars and homes. Mr. Cruise notes that the only entities that benefit from these scoring statistics are the lenders and insurance companies that are making huge profits from this situation.
There are far too many people wasting their hard earned dollars on things like auto loans and credit cards with rates as high as 32.99%, just from having a FICO credit score below 640 - We're going to change that, stated Cruise.
About Roger Cruise
Prior to becoming an author and consultant, Mr. Cruise co-founded two credit restoration firms that have cumulatively corrected nearly two million derogatory entries on over 160,000 credit files since 2006. Mr. Cruise also has extensive background on mortgage banking and merchant banking.
About Credit Vault Publishing
Credit Vault Publishing, based in Portland, OR is a Division of Credit Vault, Inc., and was established in 2011 to provide a wide range of products, tools, and in-depth information that will help millions of consumers to thoroughly understand how to effectively repair, build and maximize their credit ratings, while improving their finances.