Overland Park, KS (PRWEB) February 14, 2013
TopConsumerReviews.com recently announced that the National Debt Relief and American Debt Enders debt relief programs made their list of top debt relief companies for 2013. TopConsumerReviews.com provides independent reviews for thousands of products, including debt relief programs, in order to help consumers make better informed decisions.
Each year TopConsumerReviews.com carefully reviews the nation's leading debt relief companies to determine who ranks among the best. Several factors are used in determining the ranking such as program options, value, and customer support.
"An abundance of personal debt is a big cause of stress and depression, so debt relief services are very important to U.S. residents" explained Brian Dolezal, of TopConsumerReviews.com. "We know that people are looking for the right debt relief company to pull them out of their financial problems and that choosing the right debt relief company can be overwhelming. To assist, the staff at TopConsumerReviews.com closely analyzes several debt relief companies each year. While the decision is ultimately up to the customer, we hope our research and independent reviews will help them feel confident in their choice of debt relief programs.”
National Debt Relief started in 2007 and offers debt settlement and bankruptcy assistance. They work with clients with $7,500 or more of unsecured debt. At National Debt Relief customers work with a friendly and qualified debt counselor to identify their individual financial challenges. Like other debt settlement companies, National Debt Relief asks that the customer refrain from making payments to creditors and direct those payments to an account held in trust. Once the balance in the account is equal to 25 percent of the total enrolled debt, National Debt Relief begins the negotiation process with creditors, working hard to eliminate outstanding balances and get you on the path to being debt free.
American Debt Enders offers free credit counseling services. After a confidential review of their client's finances, they recommend either their debt settlement or debt consolidation services. American Debt Enders works with individuals needing assistance with unsecured debt totaling $5,000 or greater. Their debt settlement program is FTC (Federal Trade Commission) compliant and very straightforward. The American Debt Enders debt settlement program involves negotiating with creditors and then immediately paying off those lesser amounts via a loan from a 3rd party lender. The customer then makes budget friendly payments. American Debt Enders provides online access to customers to allow them to feel in control and apprised during the debt relief process.
To find out more about debt relief companies, including reviews and comparison rankings, please visit the Debt Relief Programs category of TopConsumerReviews.com at http://www.topconsumerreviews.com/debt-relief/.
TopConsumerReviews.com, LLC is a leading provider of independent reviews and rankings for thousands of consumer products and services. They offer the latest debt relief information including education and ratings for the best debt relief programs available today.