Our mission is to give Americans the tools they need in order to get out of debt with dignity and stay out of debt in the long term
San Diego, CA (PRWEB) September 30, 2009
The number of Americans struggling with credit card debt is overwhelming. Finding help these days isn't always easy, either. Fortunately, there is finally help available that you can trust.
Impact Debt Settlement has been providing innovative solutions to clients for years. A firm committed to providing sound advice and workable long-term solutions to individuals and families who are in debt, it's the ideal way for many to approach overpowering debts.
"Our mission is to give Americans the tools they need in order to get out of debt with dignity and stay out of debt in the long term," said Sean Horan, president. "To accomplish that mission, we have brought together the finest legal teams and debt resolution experts available today."
Got Savings? Dump 'Em!
One of the first tips they offer any client is to cash out that savings account. Sure, it's not the ideal solution, but the interest you're earning on your savings account is probably much lower than the interest your cards are charging, so it just makes sense to get rid of high risk debts before you save.
Negotiation is an Art
You may also want to try to strike a deal with your creditors. Talking to the companies you have cards or loans with can be the best way to lower your debts fast. From knocking the interest rate down to changing the way your monthly payments are structured, lending companies are willing to build solutions as long as they get paid.
Debt Settlement is the New Black
The goal of debt settlement is to negotiate a payback program that works for you. That is why you need a strong advocate to negotiate effectively on your behalf, and take the necessary steps in order to ensure that your rights are protected.
You can call Impact Debt Settlement for a free 10-minute consultation, or visit http://www.impactdebtsettlement.com . The website offers everything you need to enroll in their debt settlement program and to begin resolving your debt without the embarrassment of counseling sessions so many other programs require.
"You can enroll in the privacy of your own home or office, whenever it is convenient for you," added Horan. "We keep your private information safe and secure."
Impact Debt Settlement offers clients a better way to resolve their debts, saving them from the confusion and embarrassment of the usual debt resolution methods and freeing them from the annoying and intimidating debt collectors.
Visit http://www.impactdebtsettlement.com or call (800) 581-6020 for more information.