Debt Management Credit Counseling Awarded Grant from TD Bank for High School Financial Literacy Program

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Debt Management Credit Counseling Corp (http://www.dmcconline.org), a nonprofit charitable organization (DMCC), awarded grant of $5,000 from the TD Charitable Foundation. Grant funds to be used to expand DMCC's High School Financial Literacy Program to students attending schools in low-income neighborhoods with low FCAT scores.

Credit Counseling and Debt Management Plans

Debt Management Credit Counseling Corp (http://www.dmcconline.org), a nonprofit 501c3 organization (DMCC), announced today that it has been awarded a grant of $5,000 from the TD Charitable Foundation, the charitable giving arm of TD Bank, America’s Most Convenient Bank®. The funds awarded to DMCC are to help fund its High School Financial Literacy Program, which provides free financial literacy education to high school students in the South Florida area.

DMCC has been providing its proprietary financial literacy course, Debt, Money & Credit Concepts, to students in high schools and colleges throughout South Florida for over 10 years at no charge. The course is designed to teach basic financial education that will help students manage their personal finances and make informed financial decisions. Financial literacy is not a required curriculum in the State of Florida, so schools and teachers typically depend on banks and nonprofit organizations to provide this education to their students. The grant from TD Bank will provide funding to expand the DMCC program to include in-classroom instruction to students attending high schools in low-income neighborhoods with lower than average FCAT scores. In the State of Florida, schools with low FCAT scores receive less state funding, making DMCC's free program a valuable resource for the school and its students.

A staunch commitment to active involvement in the local community is a vital element of the TD Bank philosophy. TD Bank, America’s Most Convenient Bank® and the TD Charitable Foundation provide support to affordable housing, financial literacy and education, and environmental initiatives, many of which focus on improving the welfare of children and families.

About Debt Management Credit Counseling Corp.

DMCC is a nonprofit 501(c)(3) public charity committed to educating consumers on financial issues and providing personal assistance to consumers overextended with debt. Education is provided free of charge to consumers via seminars, workshops, a proprietary financial literacy program, and a vast array of online and printed materials. Free personal counseling is provided to consumers to identify the best options for the repayment of their debt. Consumers interested in speaking with a DMCC Certified Credit Counselor may call (866) 618-3328 or request help at dmcconline.org. DMCC is a HUD Approved Housing Counseling Agency, is approved by the U.S. Trustee to provide bankruptcy counseling and education, and has an A+ rating with the Better Business Bureau.

About the TD Charitable Foundation

The TD Charitable Foundation is the charitable giving arm of TD Bank N.A., which operates as TD Bank, America’s Most Convenient Bank®, and is one of the 10 largest commercial banking organizations in the United States. The Foundation's mission is to serve the individuals, families and businesses in all the communities where TD Bank operates, having made $100.4 million in charitable donations since its inception in 2002. The Foundation’s areas of focus are affordable housing, financial literacy and education, and the environment. More information on the TD Charitable Foundation, including an online grant application, is available at http://www.TDBank.com.

About TD Bank, America's Most Convenient Bank®

TD Bank, America's Most Convenient Bank, is one of the 10 largest banks in the U.S., providing nearly 8 million customers with a full range of retail, small business and commercial banking products and services at more than 1,300 convenient locations throughout the Northeast, Mid-Atlantic, Metro D.C., the Carolinas and Florida. In addition, TD Bank and its subsidiaries offer customized private banking and wealth management services through TD Wealth®, and vehicle financing and dealer commercial services through TD Auto Finance. TD Bank is headquartered in Cherry Hill, N.J., and Portland, Maine. To learn more, visit http://www.tdbank.com. Find TD Bank on Facebook at http://www.facebook.com/TDMoneyLoungeUS and on Twitter at http://www.twitter.com/TDBank_US.

TD Bank, America's Most Convenient Bank, is a member of TD Bank Group and a subsidiary of The Toronto-Dominion Bank of Toronto, Canada, a top 10 financial services company in North America. The Toronto-Dominion Bank trades on the New York and Toronto stock exchanges under the ticker symbol "TD." To learn more, visit http://www.td.com.

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