Debt Management Credit Counseling Publishes Personal Budgeting Guide for Consumers

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Debt Management Credit Counseling Corp (http://www.dmcconline.org), a nonprofit organization, announces new educational booklet to help consumers prepare a monthly budget. DMCC also provides personal budget counseling and debt management plans to consumers nationwide to lower their interest rates and monthly payments on credit cards, payday loans, medical bills and collection accounts.

Credit Counseling and Debt Management Plans
Consumers struggling to make ends meet each month should find this booklet to be a particularly valuable resource.

Debt Management Credit Counseling Corp (http://www.dmcconline.org), a 501c3 nonprofit organization (DMCC), announced today that it has published a new educational booklet to assist consumers in preparing and managing a personal budget. The publication, titled Personal Budgeting; A Guide For Creating And Managing Your Personal Budget, was written by DMCC certified counselors and is provided to consumers free of charge. DMCC will provide this booklet to consumers attending its educational seminars and to individual consumers upon request.

The Personal Budgeting booklet was designed to be a simple guideline that consumers may follow to create a monthly budget, particularly for the first time. It includes 5 basic steps to create a budget, including tips, forms and spending guidelines to help the user with the process. For computer savvy consumers, the publication includes a CD with electronic spreadsheet versions of the printed forms, as well as other helpful spreadsheets to help consumers manage their personal finances. "We wanted to be able to provide something tangible and useful to the person who is looking to budget their monthly income", said Jason Athas, DMCC Manager of Educational Programs. "Consumers struggling to make ends meet each month should find this booklet to be a particularly valuable resource."

DMCC's mission is to provide consumers education and budget counseling to improve their financial literacy and assist them in the management of their personal finances. In addition to providing consumers this free educational booklet, certified counselors at DMCC will help individual consumers create their personal budget at no charge. Debt management plans are also available through DMCC to lower interest rates and monthly payments for the consumer's unsecured debts, such as credit cards, payday loans, medical bills and collection accounts. For many consumers struggling to repay their debts each month, these repayment plans are a valuable tool in balancing their monthly budgets. Consumers interested in obtaining the Personal Budgeting booklet or budget counseling, should contact DMCC at 866-618-3328, Monday - Thursday 9:00am - 6:00pm and Friday 9:00am - 3:00pm ET, or by completing an online application at http://www.dmcconline.org.

About Debt Management Credit Counseling Corp.

DMCC is a 501c3 nonprofit organization committed to educating consumers on financial issues and providing personal assistance to consumers overextended with debt. Education is provided at no charge to consumers via seminars, workshops, a proprietary financial literacy program, and a vast array of online and printed materials. Free personal counseling is provided to consumers to identify the best options for the repayment of their debt. DMCC is a HUD Approved Housing Counseling Agency, is approved by the U.S. Trustee to provide bankruptcy counseling and education, and has an A+ rating with the Better Business Bureau.

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Jason Athas, Manager of Educational Programs
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