Orion Financial Group Creates a Plan to Control Holiday Spending

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Orion Financial Group creates a plan to control holiday spending.

Orion Financial Group
"Consumers need to bear caution when shopping during the holidays, as most items become cheaper after the major holidays," said Eric Thompson.

Orion Financial Group, a debt settlement company, realizes that Christmas is the biggest consumer holiday of the year; therefore, now is the time to make a plan for holiday spending.

Here are some things consumers can do to survive this holiday season:

Get your financial house in order. In order to do this, first determine a reasonable amount you can spend on gifts and then stay within budget. Adhering to your budget will result in beginning the New Year in control of your finances rather than in further debt.

Avoid impulse shopping. The best way to stick to your budget is to make a list of items you wish to purchase and then stick to it. It is too easy to overindulge during the holidays, so now is the time to really pay attention to your list. Your finances will thank you for it!

Here are some things that should be in your plan for holiday shopping:

1.    Create a budget by reviewing income and expenses to determine how much you can afford for holiday shopping
a.    Use a debt calculator to find out how much disposable cash is available
b.    Review the dollar amount the item is reduced by rather than the percentage of reduction
2.    Once your budget has been determined, you can explore your options
a.    If using a credit card, find ones that have a high cash back reward system
b.    Many purchased items come with a gift card that can be used at a later date
3.    Look for items on sale
a.    Check online to see if the item is cheaper

Orion Financial Group has created de deuda for Spanish speakers looking for help with debt.

Pay As You Settle, strongly recommends consulting with a debt advisor to help you assess your situation and further explain your options. To find reputable companies who may be able to help you, visit the Better Business Bureau website. Consumers should be well informed and ask questions, as there are pros and cons to each option.

"Consumers need to bear caution when shopping during the holidays, as most items become cheaper after the major holidays," said Eric Thompson.

Pay As You Settle (PAYS) is one of the nation’s leading pay-as-you-go debt settlement programs operated by Prestige Financial Solutions. Information about the program can be found online at http://www.payasyousettle.com or be calling 800.441.7297


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Lorrin Nahinu
Pay As You Settle
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