New Florida ELT Law Can Save Businesses Money

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Florida ELT brings cost-savings, efficiency for lenders using Decision Dynamics' Electronic Titling Software

DDI is a software company providing complete electronic titling solutions for lenders.

"The ELT process helps lienholders by reducing fraud and streamlining workload,” Glenn Thames, President and CEO of DDI, says.

As of January 1 this year, Florida liens are being recorded through a progressive new program required by the state’s legislature: electronic lien and title, or ELT.

ELT allows lienholders to store electronic titles on motor vehicles in a secure database and transfer those titles between the Florida Highway Safety and Motor Vehicle Department and the lienholder. Participation in the ELT program is mandatory in Florida, and institutions not currently enjoying the benefits of this exciting new program can realize cost-savings and increased efficiency through the Premier eTitleLien software offered by Decision Dynamics, Inc. (DDI).

“The ELT process also helps lienholders by reducing fraud and streamlining workload,” Glenn Thames, president and CEO of DDI, says. “But, finding the right vendor is key. Lenders want to find a vendor, like DDI, that charges only the transactions processed with the DMV.”

With Florida ELT, documents required to apply for titles remain the same and are handled in the same manner as paper titles. However, when the title is issued, an electronic notification is sent to the lienholder. When an electronic lien is satisfied, the Florida Highway Safety and Motor Vehicle Department is notified, and a lien satisfaction notification is sent as well. The title remains electronic, but owners can request paper titles for a fee of $2.50. Owners can also obtain paper titles at a tax office offering same-day printing for $10.

It is a simple, cost-effective process. With DDI’s personalized customer service and secure, reliable technology, getting started with ELT has never been easier.

Founded in 1998, Decision Dynamics, Inc. (DDI) is a leading national software company offering electronic title and lien software service. To learn more about DDI and its ELT program, Premier eTitlelien™, visit Or, to learn more about Florida’s ELT program, visit the Florida Highway Safety and Motor Vehicles Department's website.

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Jessica Shand
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