People Capital, Developer of Innovative Peer-to-Peer Student Loan Platform, Secures Investment from Radcliff Group Inc.

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People Capital, (http://www.People2Capital.com) developer of Innovative Peer-to-Peer Student Loan Platform, Secures Investment from Radcliff Group Inc. New peer-to-peer private student loan service utilizes a unique scoring system to predict a student's potential. Education finance revolutionized.

The Way Education Finance Should Work

People Capital, developer of an innovative peer-to-peer student loan platform, announced today that it had secured a second financing round from Radcliff Group Inc., a New York based private equity firm. The funding will be used to enhance People Capital's Human Capital Score™, a model that provides a true measure of the creditworthiness of a student, and to develop its next-generation peer-to-peer (p2p) lending platform to provide improved access to private student loans.

Warren Serenbetz, Jr., CEO and President of Radcliff Group, stated that, "People Capital offers a truly unique approach to education financing, combining traditional and innovative approaches that produce an attractive yet safe lending scenario for students and the individuals and institutions that invest in their educations."

"Our peer-to-peer lending platform brings a unique solution for students to finance their college educations. It leverages our cutting-edge research into developing a credit risk assessment methodology based upon students' potential, rather than merely their credit payment history," said People Capital Founder and CEO Thomas Shelton. "Our unique Human Capital Score means that we can underwrite students without credit history by being able to project individual income levels and ability to pay. Traditional methods ignore a student's potential. Based on research coming out of The Wharton School Insurance Department, we incorporate merit data such as GPA, standardized test scores, college and major to provide a true and unbiased, data-driven measure of the economic value of an education. Our credit assessments will allow lenders to make credit risk decisions based on the true potential of the borrower."

Poised for funding the 2009 academic year, People Capital has formed a world-class team of professionals including veterans of the student lending, consumer finance, credit ratings and new media industries. A more detailed business plan is available to qualified investors and institutional partners.

About People Capital
People Capital was founded in 2008 by a team of world-class talent with backgrounds in student loans, consumer finance, credit ratings and new media to develop the next generation of credit risk management and funding for student financing. Our patent-pending Human Capital Score™ can underwrite students without credit history by being able to project individual income levels and ability to pay. We incorporate merit data such as GPA, standardized test scores, college and major to provide a true and unbiased, data-driven measure of economic value of an education. Our peer-to-peer (p2p) lending platform allows students to finance their college educations through improved access to private student loans.
Website: http://www.people2capital.com

About Radcliff Group Inc.
Founded in 1986, Radcliff Group Inc. has a long track record of in investing in businesses that redefine their industries. Most notably it acquired an interest in Interpool, Inc., an international container leasor, and assisted management in building the enterprise into one of the preeminent container and chassis leasing companies in the world. Since 2007, Radcliff Group has actively sought new private equity opportunities.

Warren L. Serenbetz, Jr. is currently Chief Executive Officer and President of Radcliff Group, Inc. He served as a member of Interpool's Board of Directors from December 2004 until its sale in 2007. Previously he was a Vice President of Marketing at Pechiney Plastic Packaging, Inc., a multinational consumer packaging business, and Managing Director - Marketing of American Can Company. Mr. Serenbetz holds a Bachelor of Science degree in Engineering from Lehigh University and an MBA in Finance from The Wharton School of the University of Pennsylvania.

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