Cleveland OH (PRWEB) July 12, 2012
Restoration Local, one of the leading providers of water damage restoration service in the United States, is offering tips to property owners for making proper flood preparation during a time of year when severe weather is not only unpredictable, but may actually be deadly.
Most residential and commercial properties are woefully unprepared for problems related to severe weather and flooding, as well as the financial difficulties that usually follow such a disaster. As little as an inch of standing water in a home or business can cause thousands of dollars in damage, much of which may not be covered by insurance.
Flood insurance covers most types of water damage, such as replacement of flooring, electrical wiring and components, appliances, and walls. Unfortunately, most property owners do not have this type of insurance coverage. Flood insurance is available through private entities, and is administered by the National Flood Insurance Program. Flood policies may cost about $600, but may be less expensive for low risk properties.
Flooding is the single most common natural disaster in the United States, and about 25 percent of all flooding claims come from areas that are defined as low to moderate risk areas. Such figures serve to support the need for such coverage, and the importance of homeowners being proactive in addressing their flooding threat.
Coverage usually goes into effect 30 days after the policy is purchased, however there are new laws on the books that make exceptions if certain conditions exist.
Flooding dictates a timely response, with water restoration beginning within 24 hours of the event. A fast response limits the risk of additional damage to flooring, walls, and insulation, as well as electrical components and HVAC systems.
Based in Cleveland OH, Restoration Local is one of the leading providers of water damage restoration in the United States, with service in 30 states and more being added every month. They are available 24/7 and all work is guaranteed.