Tampa Personal Injury Attorney Says Florida’s New PIP Law Presents Challenges

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Lawrence Disparti of the Disparti Law Group says the revised law’s new burdens on the injured make it more important than ever to seek experienced legal help when pursuing compensation for one’s losses after a car accident.

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Tampa personal injury lawyer Lawrence Disparti

What’s important now is that people hurt in car accidents take the steps they need so they will not miss out on the financial assistance they are entitled to receive.

Tampa personal injury attorney Lawrence Disparti warned Florida drivers today that recently passed changes in state PIP law make it important for the injured to act quickly to protect their rights to insurance payments.

Florida’s personal injury protection insurance law, or PIP, now puts the burden on the injured individual to qualify for compensation to pay for medical expenses and other losses due to their injuries, said Disparti, founder of the Disparti Law Group.

“Some are calling the new law a boon to insurance companies, and we tend to agree,” said Disparti, founder of the Disparti Law Group.

The law firm serves accident and injury victims throughout the Tampa-St. Petersburg-Clearwater metropolitan area, including victims of motor vehicle accidents.

“What’s important now is that people hurt in car accidents take the steps they need so they will not miss out on the financial assistance they are entitled to receive.”
House Bill 119 is an amendment to the PIP law adopted in 1972 to ensure that anyone injured in a Florida auto accident would quickly get money to treat their injuries.

The bill, which was adopted during the recently completed legislative session, requires injured people to obtain medical care within 14 day of their injury. The care must be from a physician, osteopath, dentist, chiropractor, physician’s assistant or advanced registered nurse practitioner, or from a hospital or in a facility wholly owned by a hospital.

Also, a physician, osteopathic physician, dentist, supervised physician’s assistant or advanced registered nurse practitioner must determine that the individual has had an “emergency medical condition” for them to qualify for the full $10,000 medical benefit defined in the PIP law since its inception.

Without declaration of an emergency medical condition, the insurance payment is capped at $2,500.

Legislators say the law’s changes will reduce insurance fraud. Others disagree.

“Floridians are in for a rude awakening,” Florida Consumer Action Network spokesman Bill Newton said in the Insurance Journal. “Instead of measures aimed at preventing true fraud, we’re left with a bill that pads the pockets of big insurance companies.”

The Tampa personal injury lawyers of Disparti’s firm help clients throughout Florida to obtain insurance settlements as part of the firm’s insurance coverage litigation practice.

“Now more than ever, as soon as possible after a car accident or any other kind of accident that causes a serious injury, the harmed party should seek the help of an experienced personal injury attorney,” Disparti said.

“Insurance companies stay in business by paying as little as possible when policyholders file claims,” he said. “Florida’s new PIP law does not make it impossible to obtain full insurance payments, but it could make it more difficult in many cases.”

Disparti said that many times the $10,000 PIP payment does not cover all of the injured party’s expenses and losses. In those cases, a personal injury lawsuit may be necessary.

“If a person has been seriously injured in an accident or lost a loved one in a car wreck or similar incident, they have a right to proper compensation for their losses,” he said. “An experienced personal injury lawyer will work hard to ensure they get the full amount of compensation they deserve.”

About Disparti Law Group, P.A.

Disparti Law Group, P.A., is a Tampa personal injury and disability benefits law firm that provides legal assistance to individuals in cases involving car accidents, slip-and-fall or premises liability, products liability, medical malpractice, wrongful death, nursing home neglect and inadequate security. The firm also helps clients with Social Security Disability (SSD), Supplemental Security Income (SSI), railroad disability (FELA and RRB claims) and veterans’ benefits (including TSGLI claims).

The firm serves clients across the U.S., including Illinois, Ohio, Georgia, Tennessee, Houston, Chicago, St. Louis, Washington, D.C. and the South Florida communities of Tampa, Miami, St. Petersburg, Sarasota, Bonita Springs, Clearwater, Fort Meyers, Holiday, Naples and Port Charlotte. To learn more about the Tampa personal Injury and Social Security disability lawyers of the Disparti Law Group, P.A., call (800) 633-4091 or use the firm’s online contact form.

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