Now Offering Free Credit Scores during Trial Period

Share Article provides more than just credit reports, but credit scores from all three bureaus, a service for which other agencies charge. In addition, is offering tips to consumers who are looking for the complete picture about their credit rating.

If you don’t see the scores, you won’t know how you stand. That way you can find out if you need to take steps to improve your credit

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RSS is proud to announce it is offering free credit scores for a trial period, a service other companies do not provide for free. Other services will provide free credit reports, however, they do not include scores.

A flurry of credit reporting services offering free reports comes as a result of a recent rule passed by the Federal Trade Commission (FTC) which takes effect April 1 that states consumers are allowed a free copy of their credit report from each of the three credit bureaus every year. The intent is that consumers should not have to pay in order to get their credit reports. However, feels the rule doesn’t go far enough.

“That only gives you part of the picture,” says Mike Clover of “Reading your report and examining it for errors is just the first step in good credit management. You also need to know your credit scores.” offers its top three tips to consumers to make sure they receive the complete picture regarding their credit:

1) Definitely, request a credit report from each of the three major credit bureaus once each year. Consumers can stagger requests to receive only one of the credit reports at a time and thus get a look at their credit picture at different intervals throughout the year.

2) Take the opportunity to read what each of the bureaus has on file to catch and correct errors. Consumers who read their reports carefully and compare the data to their own records can identify errors that are harmful to them and take the steps to correct them. Sometimes those errors, such as an incorrect home address, are really signs of identity theft and catching them quickly can prevent months of headaches and heartaches.

3) Keeping one’s credit scores as high as possible is vitally important to one’s financial well-being. Not only will higher scores assure consumers that they can get a loan when they need it, but it will entitle consumers to lower interest rates. Credit scores also affect one’s ability to gain new employment, rent a house or even sign up for cable TV. Virtually every business looks people up and judges them by their credit scores. says it’s not only important to receive credit reports, but to get credit scores.

“If you don’t see the scores, you won’t know how you stand. That way you can find out if you need to take steps to improve your credit,” says Clover. advises consumers to beware, however, of the ‘free’ offers. When people request free credit reports from certain services, they will be urged to then purchase their scores and sign up for monthly updates with credit monitoring. offers a selection of credit reports that, for a period of time, will include free credit scores at no extra charge. Then, if consumers don’t want to continue with credit monitoring and regular updates, they can cancel at any time. also offers free access to hundreds of articles on everything consumers need to know about credit. They can learn how to protect their credit, how to rebuild it, how to correct errors on their credit reports and how to prevent identity theft or deal with it if it’s already happened. They’ll learn about new credit laws that affect their daily lives, what to look for before they apply for a new credit card and how to protect themselves when purchasing a used car. In short, people can get their credit report with scores, plus the credit information they need, just by paying a visit to


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MIke Clover
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