Bottom Line Insurance Announces Help for Consumers Confused by Healthcare Reform

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Some of Health Care Reform has already been implemented and it is impacting some consumers who are purchasing health insurance plans right now.

Georgia Health Insurance Plans

Bottom Line Insurance

"Consumers who are confused by Health Care Reform can call one of our licensed health insurance brokers and get professional advice so they can make an informed choice when purchasing their new health insurance plan."

Randal Salay - President

Georgia Health Insurance Broker, Atlanta based Bottom Line Insurance Consultants, announces free assistance for consumers who have questions about how Health Care Reform is going to affect their new health insurance plan purchase.

Because of a new requirement legislated as part of the Patient Protection and Affordable Care Act (PPACA), known to some as “Obamacare”, many Americans are already facing several changes in their health insurance premiums, health insurance benefits, and ability or inability to obtain health insurance.

One part of the health reform bill that has already caused confusion among some consumers mandates that insurance companies selling health insurance plans accept an applicant for health insurance regardless of their pre-existing health conditions. This provision applies only to those ages 19 and under.

According to this health insurance story on CBS News.com, the insurers have decided to no longer market health insurance policies to those ages 19 and under unless accompanied by an adult family member. Even then, the insurers can increase the premiums significantly for up the age 19 and under applicant.

The insurance companies have asked that all Americans be required to pay something into the health insurance system to help offset the costs of these new changes. Whether or not all Americans will be required to purchase health insurance coverage is a ruling that has yet to be determined, and has been the subject of various lawsuits in several District Courts throughout the country. More than likely this issue will be decided by the Supreme Court.

It remains to be seen how Health Care Reform will affect the cost of health insurance or the benefits offered, but consumers don’t have to try and navigate the new requirements on their own. If a consumer is currently evaluating an individual health insurance plan, family health insurance plan, a small business or group health insurance plan and they are confused about their options, consumers can call the health insurance experts at Bottom Line Insurance for advice.

The Georgia licensed health insurance agents at Bottom Line Insurance are ready to provide free assistance, answer consumer questions about Health Care Reform, and provide guidance to help consumers make the best possible choice at the best possible rates for their individual, family or group health insurance plan.

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Angie Salay
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