More and more individuals are seeking affordable health insurance plans on their own out of necessity
Cleveland, OH (PRWEB) February 25, 2010
Last year, more than 350,000 families and individuals requested health insurance quotes from HealthInsuranceSort. The need for individual health insurance from private health plans has increased partly due to the state of the economy. Many Americans are losing their health insurance due to job losses while a number of employers have chosen to discontinue coverage for their employees as a cost saving measure. In addition, many local and state funded health insurance programs are overwhelmed with children and low income adults in need of heath coverage and have been forced to close enrollment at a time when it is needed most.
"More and more individuals are seeking affordable health insurance plans on their own out of necessity", says HealthInsuranceSort.com Managing Partner Jeff Levy. "After comparing individual health insurance quotes online, individuals have found plans with benefits comparable to, if not better than, their previous coverage."
The number of Americans without health insurance is approximately 46.3 million, according to the 2008 United States Census. This number has grown rapidly in recent years due to unemployment. The only factor keeping this number below its 2006 peak, 47 million, is the increase in government programs such as Medicaid. Government health coverage, including S-Chip and Medicaid, rose from 83 million to 87.4 million, largely benefitting children.
Another cause for the increase in health insurance applications may be simple awareness. Throughout 2009, the debate over health care reform dominated the national news and reminded Americans of the need for a sufficient health insurance policy. Anecdotes and cautionary tales of seriously ill men, women and children across the country who cannot acquire medical coverage due to pre-existing conditions or technicalities may have inspired individuals to secure a policy before illness or injury strikes.
HealthInsuranceSort.com is an unbiased objective resource committed to helping consumers select affordable health insurance plans, in a variety of ways including: side by side online comparisons, over the phone, or being connected to local agents. Services are provided free of charge and without obligation to buy.