95% of our business is from selling high deductible health insurance plans, low deductible plans generally cost more then a high deductible plan.
Los Angeles, CA (PRWEB) October 26, 2006
California based http://www.lucasins.com announced that high deductible PPO health insurance plans are going to be their primary product.
"High deductible PPO health insurance plans can lower the yearly cost of health insurance significantly," said Scott Lucas owner of http://www.lucasins.com. Lucas also states "95% of our business is from selling high deductible health insurance plans, low deductible plans generally cost more then a high deductible plan."
In addition Lucas said "With a high deductible plan the up front cost is more then it would be with the low deductible plan. we helped a family of five living in California buy a high deductible PPO health insurance plan for $4.440.00 a year. They were paying $15.000.00 a year for a low deductible health plan. Once the deductible of $3,500.00 is met, the family would be out a total of $7,940.00 that is $7,060.00 less then they would have paid in premiums on a low deductible plan. That kind of savings is what will help families."
A Nationwide Health Plans regional sales manager, Terry A. Brumley, said "High deductible health plans are becoming our most popular plans."
"With the tools of instant quotes and high deductible health plans, http://www.lucasins.com is prepared to equip consumers with the ability to make an informed choice when it comes to buying health insurance no matter who they buy it from." said Scott Lucas
High deductible PPO health insurance plans are offered by most major health insurance providers. These plans tend to be the least expensive plans but still give good coverage. Each company can give a quote, but only a broker can give a quote for all the companies at the same time.
At the rate health insurance premiums are rising, high deductible PPO health insurance plans may be the answer to the health insurance crisis.
http://www.lucasins.com is an independent insurance agent in California.
Lucasins.com's mission is to help everyone in California get a health insurance quote and pay the lowest premium for health insurance.
# # #