STANFORD, Calif. (PRWEB) May 22, 2013
With the recent global financial crisis and other finance-related concerns, it is not surprising that Americans are more determined than ever to attain sufficient financial literacy to dictate their own financial future. Author Henry E. Riggs joins the ranks of personal finance gurus like Jean Chatzky and Robert Kiyosaki as he addresses the very many considerations people face in handling their income, saving and investing, borrowing, protecting against risks, and tax planning, in his newly published book, titled You and Your Money.
The objective of this small volume is to bring together in one place a discussion of the issues that face every employed—or soon-to-be employed—citizen in a developed economy such as the United States. Riggs believes that the present educational system still rarely addresses this myriad of issues regarding personal finances. His book seeks to fill the need of adults at all ages—teenagers to senior citizens—for financial literacy.
Riggs seeks to clear the noise that the average American hears day in and day out about their financial well-being. He points out that the bombardment of information suggestions, inducements, promises, threats, and political dialogue comes primarily from individuals and companies that have a stake in getting them to enter into a financial arrangement: banks, lawyers, securities brokers, life-insurance agents, lenders, and real estate brokers. Hence, his book seeks to filter those beneficial to consumers from those that are not.
The book offers a no-nonsense discussion about the most prevalent and confounding financial issues that plague Americans. It talks about Certificate of Deposits and their interest rates, maturity and penalties. It probes into life insurance policies. It discusses credit cards, mutual funds, bonds, indexes and securities, taxes, and 401(k) plans. The list seems perpetually endless.
With a very tall order, You and Your Money does not claim to be able to turn the reader into a Wall Street wonder, a real estate speculator, a bond trader, a life insurance agent, or any of the other financial specialists who populate our world. It should, however, equip the reader to interact productively with financial experts as he or she considers intelligently a myriad of investment and credit decisions.
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You and Your Money * by Henry E. Riggs
Making Sense of Personal Finance
Publication Date: March 19, 2013
Trade Paperback; $19.99; 142 pages; 978-1-4797-9291-7
Trade Hardback; $29.99; 142 pages; 978-1-4797-9292-4
eBook; $3.99; 978-1-4797-9293-1
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