The new homeowners insurance guides cover all 50 states and the District of Columbia
New York, NY (PRWEB) January 04, 2012
US Insurance Net is proud to announce the release of their local homeowners insurance guides that can help consumers select the appropriate policy and get cheap homeowners insurance quotes online. In a continued effort to educate consumers and reduce the costs of insurance, US Insurance Net is providing these guides to all its visitors.
The new guides cover all 50 states and the District of Columbia and include information about standard homeowners coverage, average rates for the state compared to the rest of the U.S., tips for getting lower rate quotes and other state specific information.
Extrapolating data from a variety of sources, the home insurance guides have facts pertaining to each state's risks for natural disasters, home profiles and consumer specifics. Natural disasters affect both average rates and can also be used to determine the appropriate coverage needed. For example, Connecticut homeowners insurance policies can better protect a homeowner if flood insurance is added since the state is one of the most flood prone states in the U.S. Home specific data such as the average age and median home value can be used as an indicator as to why average rates are either higher or lower than the national average. Other factors, such as average household size and credit score also are used in formulas used by insurance companies when providing a home insurance quote.
The homeowners insurance guides also list types of coverage that may not be included by default on a policy such as coverage for damage incurred by an earthquake or optional coverage that should be reviewed such as personal property protection.
US Insurance Net provides consumers with cheap homeowners insurance quotes across the nation. They can visit USInsuranceNet.com to complete a free, personalized profile and have insurance companies and brokers partnered with US Insurance Net, contact them to help them find the best home insurance coverage at the lowest price.
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