Franklin, Tenn. (Vocus) April 17, 2009
Merely a few weeks into Spring, thousands of homes have already been impacted by the unpredictable storms and tornadoes that recently swept through the Southeast. In the wake of these storms, HometownQuotes encourages all homeowners, regardless of location, to review their home insurance policies and ensure adequate coverage for the estimated 1,000 tornadoes that affect the U.S. each year.
To ensure you're financially secure and your home is structurally sound, the insurance experts at HometownQuotes recommend the following tips:
1) Thoroughly review your homeowners insurance policy for detailed coverage information. What types of losses does it cover? What is excluded? Do this every year. Make sure your policy includes enough coverage to rebuild your home based on current replacements costs.
2) Check your roof. Tornadoes are accompanied with high-impact winds. If you're thinking of making any improvements to your home, start at the top.
3) Pay attention to your windows and doors. While damage cannot be stopped, it can be reduced. If these areas are not sturdy, the chances of major or irreparable damage are increased.
4) Be mindful of your landscaping materials. Instead of rock or gravel, use shredded bark.
5) Trim rotting or weak tree branches that could break and fall on your home.
6) If you are a victim of tornado damage, contact your insurance agent immediately.
7) Remember that the government only offers grants to those who have applied for them. If you are offered a grant for damage repair, ask legitimate, probing questions. This could be someone looking for personal information to steal your identity.
HometownQuotes has helped millions of people compare free insurance quotes. Based in Franklin, Tennessee, the company offers free quotes for auto, home, life, health, renter's insurance and more. HometownQuotes has been recognized by Inc.com, Workforce Management magazine, Entrepreneur magazine's Daily Dose blog and other national media outlets for its rapid growth and entrepreneurial spirit.