While we are more concerned about hurricanes here in the Gulf, this spring’s tragedies in Alabama and elsewhere in the South remind us that homeowners and businesses need to be prepared for anything Mother Nature can throw at them.
Houston, TX (PRWEB) May 11, 2011
Insurance industry estimates that damages from April’s catastrophic outbreak of tornados in Alabama could top $1 billion serve as reminders of the need for comprehensive preparation for storms of all types, says Houston lawyer Brad T. Wyly.
“While we are more concerned about hurricanes here in the Gulf, this spring’s tragedies in Alabama and elsewhere in the South remind us that homeowners and businesses need to be prepared for anything Mother Nature can throw at them,” Wyly said.
“A big part of that preparation is one, proper insurance coverage, and two, confidence that your insurance company will respond properly when a claim is filed,” he said. “Confidence in your insurance company comes from understanding the details of your coverage and knowing that, if it’s necessary, you can get help to fight for what is owed to you.”
Wyly, an experienced Houston first-party insurance claims lawyer and owner of Wyly Law Firm, P.C., represents clients in Harris County, Galveston and surrounding areas who are still owed Hurricane Ike insurance claims for damages inflicted by the storm that hit the Texas coast in September 2008.
Hurricanes and tropical storm damage account for 45 percent of insurance claim payments from 1999 to 2009, according to a Mobile (Ala.) Press-Register report about insurance coverage of the April 27 tornados. Twenty-nine percent of damages paid by U.S. insurers was for tornado damage.
Comprehensive insurance means protection against all kinds of natural disasters, including hurricanes, floods, tornados, wind and hail, Wyly said.
“Even with everything covered, you need to understand exactly what your policy says and means,” he said. “The investment in a legal review of your insurance needs versus your insurance coverage by someone who isn’t trying to sell you more insurance can pay off in untold returns if disaster strikes.”
Even if an individual or business has already filed a claim, it’s not too late to seek outside assistance. If policy holders have questions about the payments they have received from their insurance company, they should seek legal help, said Wyly, whose Houston law firm evaluates business / commercial property first-party insurance claims and residential / homeowners claims.
“Regardless of what their policies say they’ll do, insurance companies are not eager to pay damages,” Wyly said. “Many insurers are, in turn, covered against big losses by reinsurers, which can double the bureaucracy between you and the payment you deserve.”
“At the Wyly Law Firm, we’re ready to make sure policy holders receive the full amount of damage compensation that their insurance company owes them.”
About Wyly Law Firm, P.C.
The Wyly Law Firm, P.C., is a Houston law firm that represents home and business owners in first party insurance disputes and personal injury victims, including those injured in car, truck, motorcycle, bicycle or pedestrian accidents, throughout Houston and surrounding communities, including Harris County, Baytown, Pasadena, Galveston, Beaumont, Bellaire, Cloverleaf, Spring Valley, Missouri City, Aldine and Jersey City. The firm also handles business law issues and disputes.
Attorney Brad T. Wyly, the firm’s founder, is a skilled negotiator and lawyer. Wyly has extensive experience in personal injury cases, including claims involving complex accidents, catastrophic injuries and wrongful deaths. He has been named a Rising Star in Law & Politics magazine. To contact Wyly Law Firm, P.C., call (713) 574-7034 or use the firm’s online form.