Hurricane Season - CreditCardsPlus.com Offers Tips for Financial Help in an Emergency

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As Hurricane Gustav barrels dangerously toward the Gulf Coast on the third anniversary of Hurricane Katrina, we are reminded of the devastation from storms in past years to New Orleans, Louisiana, Florida and Texas. With a forecast of a 'well above-average' hurricane season, CreditCardsPlus.com encourages a backup plan for emergency financial needs and offers tips for temporary spending preparedness.

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One of the most important elements that should be added to your hurricane preparedness essentials is a backup plan for handling finances. When disaster strikes you may be caught up in an even more stressful situation than you would be otherwise if you haven't planned sufficiently in advance.

With the forecast of a 'well above average' hurricane season proving to be accurate, we are reminded of the devastation that hurricanes and other natural disasters can cause to our country. Each year Americans cope with an average of 10,000 thunderstorms, 2,500 floods, 1,000 tornadoes as well as an average of six deadly hurricanes. Potentially deadly weather impacts every American.

Credit Cards Plus (http://www.CreditCardsPlus.com)], one of the internet's oldest and top websites entirely devoted to helping consumers find, compare and apply for credit cards that meet their individual credit history, encourages consumers to be prepared with a backup plan for emergency financial needs. "One of the most important elements that should be added to your hurricane preparedness essentials is a backup plan for handling finances. When disaster strikes you may be caught up in an even more stressful situation than you would be otherwise if you haven't planned sufficiently in advance."

Have you thought about what you would do from an immediate financial standpoint if you had to evacuate on short notice? How are you going to pay for lodging and meals? How will you be paying for fuel on the road? How will you collect your paycheck or pay your bills? These are questions you need to answer before disaster strikes to alleviate added financial stress.

As a potentially deadly storm approaches, all focus should be toward communication and safety for family members, neighbors, pets and home. "There is little time at that point to figure out how to manage your emergency spending needs. CreditCardsPlus.com advises that you to have three different payment methods in place and ready to go to handle your emergency spending: 1) one prepaid card or debit card; 2) one or two credit cards; and 3) cash."

CreditCardsPlus.com suggests that you designate or set aside one credit card and one pre-paid card each that you can use, if necessary, exclusively for emergency expenses. Prepaid cards (or debit cards) can be invaluable tools when an emergency situation arises. You - or others on your behalf (like an employer or relative) - can load cash onto your prepaid card from locations all across the country. You can retrieve cash from the card via ATM machines as needed. These cards can be used much like you would use a conventional credit card to pay for many types of expenses. With the prepaid card you can also have your paycheck directly deposited onto your card and many prepaid cards (or debit cards) even have a system where you can pay any or all of your bills by accessing your prepaid card account via phone or the internet. These are essential features to have available to you while you are displaced.

A prepaid card in conjunction with an emergency credit card and emergency cash allows you to have your payment bases covered to handle most any expense away from home.

At this time we don't know just how devastating Hurricane Gustav and Hanna will become. With the third anniversay of Hurricane Katrina upon us, we know all too well how lives can be turned upside down by storms and other natural disasters. We wish all those in locations so often in harm's way along the Gulf Coast - New Orleans, Louisiana, Florida, Mississippi, Alabama, and Texas - the very best as they ready themselves for these and future emergencies.

Be financially prepared. You can review, compare and apply for prepaid card offers at the CreditCardsPlus.com website. Why not have the designated 'emergency' credit card also provide special benefits? CreditCardsPlus offers a selection of credit cards that will meet any of your needs and preferences. Choose from travel credit cards, rewards credit cards, low interest credit cards, cash back credit cards and even credit cards for bad credit.

About CreditCardsPlus.com:
Credit Cards Plus is in it's 10th year as a top website offering a free credit card comparison service. "Credit Cards Plus helps you to quickly compare credit cards, choose the best card for you and then apply directly online." At CCP, you will find all the top credit cards offering online applications, many with instant approval. "CreditCardsPlus.com features over 100 credit cards from issuers including Chase, Citibank, American Express, Discover, Bank of America, HSBC and more." The Credit Cards Plus website is http://www.CreditCardsPlus.com.

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M. Eileen Rector
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