Why Some Auto Insurance Companies Are Denying, Delaying and Defending Car Accident Claims

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When it comes to injured victims being compensated by some of the giant insurance companies, they will often find it difficult if not impossible to be fairly treated. At Feizy Law Office, attorney Nick Feizy aggressively fights to obtain his clients the money they are owed and deserve.

auto insurance companies intentionally make it very difficult for minor collision victims to get fair compensation

Car accident attorney, motorcycle accident attorney, 18 wheeler accident attorney, truck accident attorney, boat accident attorney, amusement park injury, slip and fall injury or any other type of accident and injury attorney Nick Feizy from Feizy Law Office wants his clients and others to know a little about some insurance companies' practices.

Dallas Car wreck lawyer Nick Feizy shows that according to a report by Drew Griffin and Kathleen Johnston of CNN posted at 11:23 PM on Feb. 9, 2007 auto insurance companies intentionally make it very difficult for minor collision victims to get fair compensation. The article is based on an 18-month investigation of small impact soft-tissue injury crashes from around the U.S. These are auto accidents that the injuries are not necessarity seen by the naked eye, even though there clearly are injuries. Allstate and State Farm have taken a stance of take it or leave it when dealing with such car crashes, which has made them billions in profits. A police officer and former Allstate employee, Shannon Kmatz stated that employees were encouraged to get rid of claims and even made silly offers of $50.00 to get rid of the small car wreck injury claims! The article goes on to say that in an affidavit in New Mexico where Allstate is being sued, a former Allstate attorney said that Allstate's strategy is to make it "so expensive and so time-consuming that lawyers would start refusing to help clients." The article goes on to say, the documents obtained by CNN show that the strategy of Allstate and State Farm was based on the help of a huge consulting firm named McKinsey & Co. In order to boost profits, McKinsey focused on soft tissue injury claims of minor auto accidents. A former Allstate and State Farm employee, Jim Mathis, named in this article, stated that this strategy relied on the three D's. The three D's stand for denying a claim, delaying settlement of a claim and defending against a claim in court.

The above report regarding auto accident claims simply shows what difficulties arise for injured victims of crashes. Insurance companies obviously do not like paying money to injured victims and some will make it very difficult to be reasonably compensated. So, what does one do if they experience a motor vehicle accident that is another person's fault and the insurance company of the party at fault denies compensation or offers a ridiculously low amount that doesn't even cover expenses? The only thing to do is either accept the low offer or file a lawsuit. The insurance companies are well aware of the elaborate time consuming process and expenses of a lawsuit and understand the burden this puts on someone. This is exactly why they make these low-ball, take it or leave it, offers because they know the alternative is very time consuming and possibly expensive. However, personal injury attorneys generally handle these cases on a contingency basis, meaning the injured client doesn't pay anything to the attorney until and unless an amount of money is recovered. If for some reason no amount is recovered then the client does not owe the attorney any money. Therefore, the client has nothing to lose by hiring the accident and injury attorney. No one should be intimidated by the insurance companies or the thought of litigation. It is important to note that there is a statute of limitations for injury claims. In Texas a party injured has 2 years from the date of injury to file a lawsuit in court. If they do not file a lawsuit within 2 years of the date of the injury then they are barred from bringing any claims against the party at fault forever.

For more information on Feizy Law Office or for further professional personal injury attorney advice regarding auto accidents, car accidents, car wrecks, 18-wheeler accidents, motorcycle accidents, motorcycle wrecks, slip and falls, fatal car accidents, fatal car wrecks, fatal collisions, fatal motorcycle accidents or other injuries, contact Nick Feizy, Dallas injury attorney and visit http://www.FeizyLawOffice.com.

About Nick Feizy, personal injury attorney and Feizy Law Office
A graduate of Southern Methodist University in Dallas, Texas, Nick Feizy received his bachelors of business administration, double majoring in Finance and Real Estate Finance with a minor in Political Science. He then attended law school at the University of Tulsa School of Law in Tulsa, Oklahoma, obtaining his Juris Doctor degree. Upon passing the bar exam, Feizy was licensed by the Supreme Court of Texas to practice law in all the courts of the State of Texas. Feizy is also authorized to practice law in the Northern District Federal Court.


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