Graduating Soon? Insurance Should be on the To-Do List, Says Pasadena Insurance Agency, Inc.

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As 2013 college graduations near, the experts at Houston's leading risk management firm Pasadena Insurance Agency, Inc. offer a checklist to make sure college grads are covered.

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Pasadena Insurance specializes in insurance for college grads and can provide a variety of insurance options as well as apply qualifying discounts to assure the best policy coverage for the least amount of money.

Graduating from college soon?

It’s likely that insurance is not at top of mind, but it should be, according to the experts at Houston-based Pasadena Insurance.

“Graduating from college is a significant milestone in your life and one that means life changes and new responsibilities involving work, money, living space and possessions,” said Frank Karkowky, president of Pasadena Insurance. “As grads move onto new ventures, one thing they’ll need is good insurance…reasonably priced from a knowledgeable advisor.”

Pasadena Insurance specializes in insurance for college grads and can provide a variety of insurance options as well as apply qualifying discounts to assure the best policy coverage value for the least amount of money.

To offer guidance, Pasadena highlights two types of insurance all college graduates should consider.

1. Auto Insurance
In college, you were likely on your parent's auto policy. That's because their policy covered resident relatives. However, when you move out or get title to a vehicle, you're no longer covered on their auto policy.

Also, the auto insurance needs of new grads will likely be different from their parents’. For example, parents may be financially able to have a large deductible on their policy. That might not be possible for grads. At Pasadena, we represent a wide variety of insurance companies and you'll have many options from which to choose.

2. Renter’s Insurance
The saying goes: we don’t know what we have until it’s gone—or in this case, until we think about how much it will cost to replace it.

From flat screen TVs, to expensive desktop computers, notebooks, laptops, smartphones, furniture and more, renters insurance covers your belongings whether in a home or apartment, locked in a car or travelling. Renter’s insurance protects your things against fire, vandalism and theft.

Although it’s commonly assumed insurance is the responsibility of landlords—it’s not. Landlord policies cover the buildings only. Only a renter's policy will help replace valuable personal items in the case of loss. These policies also pay for an attorney in case someone is injured while in your apartment or if you were to be sued for damage caused by you that impacted a neighboring property.

As experts in both renters and auto insurance, Pasadena Insurance can assist new grads in finding the best plans at a great value.

For more insurance tips or to speak with a Pasadena Insurance Agency agent about insurance needs, visit http://www.pasins.com. Also, join our Facebook community and connect with us on Twitter @PasadenaInsAgcy.

About Pasadena Insurance Agency:
Pasadena Insurance Agency, Inc (PIAI) is a Trusted Choice® independent insurance and risk management firm. They are a third-generation, family-owned, boutique independent insurance agency offering property & casualty insurance, life & health insurance, and consultative risk management services to individuals and small-to medium-sized businesses.

Having been in business for over 75 years, they have access to the majority of the insurance marketplace either through direct appointments or intermediaries resulting in the appropriate alignment of insurance carrier to clients. PIAI offers a friendly, community-based agency with personalized customer service, while also providing the capabilities of a large corporate agency with established industry relationships and decades of experience. For more information, please visit http://www.pasins.com.

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