Bayside, NY (PRWEB) July 19, 2012
Personal Finance expert Walter Edelstein, CFP® is providing updated financial information and timely insurance advice on some of the little known reforms that are part of the Affordable Care Act as well as advice on when it is appropriate for consumers to consider purchasing disability insurance. Consumers need to get objective information on best practices they can use to improve their financial situation. TheAdvice.com Personal Financial Site Network provides consumers with free information and easy to implement practical ideas to help them achieve their personal financial goals. Following is a summary of some of the new “How to” articles that have been published on TheAdvice.com Personal Finance Site Network.
There are few things that have gotten as much press coverage and generated as much discussion over the past several years as the recent set of federal health care reforms. While many consumers are probably at least somewhat familiar with the biggest and broadest reaching provisions, according to Mr. Edelstein "there are also a number of other lesser known provisions of the Affordable Care Act that are also part of the broad package of health care reforms that you need to be aware of."
Keep in mind that while many of these reforms have been passed into law, the implementation rules and regulations have not yet been finalized. Furthermore, some of these new obligations have a delayed effective date, which means that a particular law is on the books, but it hasn’t yet come into force. Not every individual will be directly affected by all of these lesser known health care reforms. But learning a little bit more about each still might be a good idea in the long run. This article provides consumers with some of the lesser known provisions.
As the insurance industry continues to evolve there are an increasing number of options for insurance coverage. Consumers can insure themselves against practically any type of risk they may encounter, so consumers need to decide which policies they need and are willing to spend their money on.
One type of insurance that warrants consideration is disability insurance. Disability insurance provides consumers with ongoing financial benefits if they should ever be unable to work because of an injury, illness or other disability. "Like any other type of insurance, it’s important to consider all the facts of a particular situation before you decide to buy coverage", according to Edelstein. This article provides advice on situations where it is appropriate to consider purchasing disability insurance.
About TheAdvice.com Personal Finance Site Network
TheAdvice.com Personal Finance Site Network was launched in 2009, and since then has provided consumers with hundreds of free articles and financial tips across a broad array of personal finance topics. Several of the sites in TheAdvice.com Personal Finance Site Network include:
Retirement Advice – where consumers can learn how to plan and navigate the path to the future beyond work, including 401K, IRA and Roth IRA information. Read how to develop a retirement plan or a pre-retirement plan that helps achieve individual long-term goals.
Credit Card Advice – where consumer can learn how to establish credit, protect credit, choose the right credit card, and unlock the secrets of a credit report.
Mr. Edelstein has financial experience that spans over thirty years. It includes being a Certified Financial Planner™, having a Master's Degree from Columbia University, and having served as Chief Marketing Officer for a major online bank where he honed his online marketing skills to help consumers achieve their financial goals.
TheAdvice.com proudly reaches out with this network of personal finance websites to help individuals and families discover the path to financial knowledge.