Often families don’t understand the unique life care planning issues associated with raising a child
with a disability or other special need. That's where I help.
Salt Lake City, UT (PRWEB) May 23, 2012
Bret Hortin has received the newly developed Chartered Special Needs Consultant (ChSNC) designation. Hortin is a financial services professional with Intermountain Financial Group, LLC, a general agency of the Massachusetts Mutual Life Insurance Company (MassMutual).
MassMutual, in conjunction with The American College, created the designation to better prepare financial services professionals to help families with special needs plan for their children’s future proactively.
The ChSNC curriculum initially is available only to MassMutual and its agents and grew from the company’s SpecialCareSM program, which gives families access to information, specialists, financial products and services that can help improve the quality of life for people with disabilities and special needs. The designation will be available industry-wide in 2013.
“The drive for training and the commitment undertaken by Bret Hortin, underscores that actions speak louder than words,” said Todd Reid, JD, CLF, General Agent. “Families with children with special needs can rest assured that MassMutual and its financial services professionals are well-prepared to help families navigate the long-term course to help secure a strong financial future.”
In order to earn the new designation, financial services professionals must complete a rigorous set of three academic classes that build on an earlier training program that provided a Special Care Planner certification exclusively for MassMutual financial professionals. The new designation requires completion of several additional classroom hours and passing grades on a series of exams to test basic knowledge.
MassMutual has been reaching out since 2004 to the families of the over five million children with special needs in America* through its SpecialCare program and has experienced the quickly growing need for help with life care planning. Partly in answer to this growing unmet need, MassMutual has joined forces with Easter Seals to sponsor research on autism and adults with special needs, supported the development of a documentary on the issues that children with autism face upon becoming adults and has been providing educational resources to help parents and their children meet the challenges of life care planning.
Financial professionals who achieve the ChSNC will have completed 120 hours of course study at the American College over three courses developed by recognized experts in the field.
The first course is an introductory session developed to provide orientation to working with individuals with disabilities and their families. The subsequent two classes cover such topics as the importance of special needs trusts, taxation issues, wills, powers-of-attorney and guardianships and how to successfully incorporate the Special Needs Community into financial needs practice.
For more information about MassMutual’s SpecialCare program visit MassMutual’s SpecialCare resource center at http://www.massmutual.com/specialcare.
- According to the US Census Bureau’s 2006 Americans with Disabilities report
About the Local Agency:
For more than 157 years, local residents and businesses rely on Intermountain Financial Group(http://www.intermountainfinancialgroup.com) to help them secure their financial futures. The company significantly impacts Utah’s economy as seen in the numbers below (as of December, 2011):
- More than 13,800 policyholders and clients1
- Servicing over $740 million in assets2
- Over $3.9 billion in life insurance coverage in force3
- Over $21 million of life insurance benefits (claims) paid4
- More than $8 million in dividends to whole life policyholders5
The company has been in awarded the national Sloan When Work Works award in 2011, 2010, 2009 and 2008, as well as the Work/Life Award by the Utah Department of Workforce Services in 2011, 2010, 2008 and 2007 naming them one of Utah’s best places to work. The company currently has offices in Salt Lake City, Utah and St. George, Utah.
*Securities and investment advisory services offered through qualified registered representatives of MML Investors Services, LLC. member SIPC. (Salt Lake City Agency – 6340 S. 3000 E., Suite 500, SLC, UT 84121 – (801) 943-6277)
MassMutual Financial Group is a marketing name for Massachusetts Mutual Life Insurance Company (MassMutual) and its affiliated companies and sales representatives.
Insurance offered through MassMutual and other fine companies.
1. An insured, owner, or payer of a MassMutual policy or contract.
2. Includes values of MassMutual and subsidiary insurance companies’ insurance and retirement products and investment products offered through MML Investors Services, LLC, a MassMutual subsidiary.
3. Amount of individual life insurance in force as of 12/31/11 related to products issued by Massachusetts Mutual Life Insurance Company and its subsidiaries, C.M. Life Insurance Company and MML Bay State Life Insurance Company.
4. Amount of individual life insurance claims paid from 1/1/11 to 12/31/11 related to products issued by Massachusetts Mutual Life Insurance Company and its subsidiaries, C.M. Life Insurance Company and MML Bay State Life Insurance Company.
5. The amount of dividends to whole life policyholders in 2011.
Founded in 1851, MassMutual is a leading mutual life insurance company that is run for the benefit of its members and participating policyholders. The company has a long history of financial strength and strong performance, and although dividends are not guaranteed, MassMutual has paid dividends to eligible participating policyholders every year since the 1860s. With whole life insurance as its foundation, MassMutual provides products to help meet the financial needs of clients, such as life insurance, disability income insurance, long term care insurance, retirement/401(k) plan services, and annuities. In addition, the company’s strong and growing network of financial professionals helps clients make good financial decisions for the long-term.
MassMutual Financial Group is a marketing name for Massachusetts Mutual Life Insurance Company (MassMutual) and its affiliated companies and sales representatives. MassMutual is headquartered in Springfield, Massachusetts and its major affiliates include: Babson Capital Management LLC; Baring Asset Management Limited; Cornerstone Real Estate Advisers LLC; The First Mercantile Trust Company; MassMutual International LLC; MML Investors Services, Inc., member FINRA and SIPC; OppenheimerFunds, Inc.; and The MassMutual Trust Company, FSB.
For more information, visit massmutual.com.