7 Things you should know about trust deed investments through a Mortgage Pool.
San Diego (PRWEB) October 10, 2008
LJL Funding, LLC poses the question: What alternative investment strategies are out there in today's uncertain market? Our common sense and intuition tells us that investment dollars including our own are moving to the sideline in these times of uncertainly. LJL Funding announces an investment alternative - Trust Deed Investments. Investors are invited to review the website http://www.LJLFunding.com or call 888-456-0246 to discuss the investment opportunities.
LJL Funding Secured High Yield Income Fund I provides a unique alternative investment opportunity as a licensed California Department of Corporations mortgage fund. Investors in the Fund take advantage of high yields on real estate-secured trust deed investments. "First trust deed investing has been an alternative investment for decades. Investing has been on a fractional or single ownership basis in individual mortgages" according to David Ruyle, Chairman, LJL Funding, LLC. The LJL Secured High Yield Income Fund I, LLC was created to provide diversification for individual, IRA or 401k and corporate investment minimizing administration and eliminating personal decision making in individual trust deeds. The audited average yield for 2007 was 10.8%. 2008 year to date average yield is 10.41%.
"Our common sense and intuition tells us that investment dollars including our own are moving to the sideline in these times of uncertainly" says David Ruyle. "In this, the week of continued bank and business failures and the on-again, off-again $700 billion dollar Federal Bail Out, over twelve billion dollars has moved to money-market funds bringing total net assets to over three trillion dollars ($3,400,000,000,000). Even this move may have its perils of inability to make timely withdrawals and all know that at best the investment leaves us behind with the inflation factor."
In the mid-1900's, Mutual Funds came into prominence as a safe diversified conservative investment. In recent years we saw the emergence of Index Funds billed as a no fail diversified investment. Fund Managers and investment advisors are defending their investment strategy. A recent Wall Street Journal article stated that in some parts of the mutual-fund world, the performance of actively managed funds compared with indexes has been nothing short of abysmal…In the last twelve months the average midcap mutual fund returned a negative 23.2%, versus the index fund's 16.7% decline. These statistics are four months old. The cited problem was that the managers of funds were emphasized gathering the assets and not managing the assets.
Benefits of investing in the High Yield Income Fund (trust deed investments) include:
- Diversification - your investment risk is spread over multiple loans
- Investment Performance - anticipated high yields (10% +, but past performance does not guarantee future results)
- Fully Invested - your investment remains fully invested at all times
- Compound Interest - you have the ability to reinvest some or all of your monthly interest thus taking advantage of the benefits of compounding the return
-Relative Liquidity - all money is available for withdraw one year from initial investment
Investor Qualifications for the High Yield Income Fund (trust deed investments):
- Investors have to be bona fide California residents or foreign nationals living abroad
- Investors must have a net worth (excluding home and automobiles) of at least $250,000 and an annual income of at least $65,000 or a net worth of $500,000 (excluding home and automobiles)
The principals at LJL Funding, LLC have focused on this money sector with the obvious advantage to investors of high yield, security through at least 40% equity, the benefit of dollar-cost-averaging, and a widely diversified portfolio.
Sign up on the web site to receive Johann de Villiers' free weekly "10 Minute Economic Update Newsletter" - a weekly briefing of what is happening in the economic markets. Each week you receive a quick overview on the economic markets, along with a brief overview of the impact it has on trust deed investments and high yield income investment marketplace. Also as an added bonus, see how you can earn great returns by downloading the free educational series, "7 Things you should know about trust deed investments through a Mortgage Pool."
Investment in the LJL Secured High Yield Income Fund I, LLC is available only to California or International residents meeting certain eligibility requirements. This is not an offer to buy or sell securities. Sales of this Fund are made by Offering Prospectus only. Membership is available under a permit by the California Department of Corporations. Investors should review the Offering Prospectus, Operating and Subscription agreements, the Fund's investment objectives, risks, charges and expenses carefully before investing or sending money. This and other important information can be found in the Offering Prospectus, Subscription and Operating Agreements available by calling or by downloading from our website at LJLFunding.com/fund. LJL Funding, LLC is a member of the Mortgage Bankers Association.
The commissioner of corporations of the sate of California and the California department of real estate do not recommend or endorse the purchase of these securities.