REST Report Helps Homeowners Who Are Currently Struggling With The Modification Process

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New REST Report reviews on show how homeowners can turn their situations around with this powerful third party analysis tool. is expertly equipped to help homeowners find solutions to their mortgage modification problems with the REST Report. The REST (Real Estate Services and Technology) Report is a third party analysis tool that pools data from all available government and non government loan workout programs (including the HAMP and HARP programs) and compares this data with the mortgage and financial information of the homeowner in order to show them exactly which modification programs they do or do not qualify for.

So far the REST Report has helped thousands of families to avoid foreclosures and save their homes. Some of these people have posted their stories via video reviews on One newly posted video features Linda, a single mother who lives in Oceanside with her young daughter.

Linda sought a mortgage modification when alimony payments from her ex husband stopped due to him losing his job. Without the support from these payments she knew she would be unable to keep up with the monthly mortgage payments for long, and so she submitted her application to her bank.

Unfortunately, as many people have found out, getting a mortgage modification request approved is not always that straight forward. In Linda’s case the bank kept asking her to resubmit documents or even her whole application package. Linda says in her REST video review, "It was so perplexing to me because I had enough income, I had all the criteria and they kept telling me 'You have to resubmit, it's been three months. You have to send in a new application.' I think I applied at least 3, maybe 4, times!"

Linda was not sure what to do. She didn’t know if there was something wrong with her application and with no communication from her bank, she really didn’t know how she would find out. Linda lived with the fear that she would lose her house to foreclosure for nearly two years as her bank continued to hold her application as “under review”.

Finally, however, Linda found the REST Report and from then on things started making more sense for her. She says in the new video, “When I first heard about the REST I wasn't sure what it was going to be, but I knew I needed to understand the numbers better because no one at the bank was explaining it to me. So I had a REST Report done and I looked at it and it was the first time that the process made any sense to me. It was very helpful!”

When she saw the positive results of her REST analysis, Linda was very happy. She says, “I was really excited when I saw that I qualified in the REST Report because no one at the bank would tell me what was going on. And there it was in black and white; the numbers made sense! So it was just a matter of getting it to the right person at the bank and it was a done deal within a few weeks.”

The modification granted after Linda utilized the REST Report lowered her monthly payments from $3,000 to $2,100. At this rate, Linda can continue to raise her daughter in the house she grew up in and which they are both comfortable and happy with.

For more information on how the REST Report can help homeowners that are currently struggling with the modification process, please visit

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Patrick Miller
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