Medical Malpractice Insurance Rates by State and Specialty

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The leading online provider of Medical Malpractice Insurance for Physicians,, has published the 2009 med-mal insurance rates for Doctors in all 50 States. Publishes 2009 Medical Malpractice Insurance Rates for Doctors from Medical Liability Monitor’s Annual Rate Survey, the premier online broker of Medical Malpractice insurance, continues its professional relationship with Medical Liability Monitor by securing the rights to publish data from its 2009 Annual Rate Survey. The Annual Rate Survey data contains the “base premiums” for three specialties—Internal Medicine, General Surgery and OB/Gyn—organized by state and county territories.

According to the 2009 Rate Survey, physicians’ 2009 medical malpractice insurance premiums decreased or remained stable for the large majority of doctors. The study found 58 percent of rates did not change between 2008 and 2009; in fact, 19 percent of rates experienced a 0.1- to 9.9-percent rate decrease, while less than 10 percent of all rates experienced an increase. This continues the stabilizing trend found in the 2007 and 2008 Rate Surveys.

“Physician’s malpractice insurance rates remained very stable in 2009, with few premiums moving upward from the previous year,” said Michael Matray, Medical Liability Monitor editor. “According to this year’s Rate Survey, almost three-quarters of companies reported filing at least some reductions in rates for 2009. All in all, 2009 was a flat year for the medical professional liability insurance industry.”

Since 1991 Medical Liability Monitor, an independent industry newsletter, has been surveying the leading providers of medical malpractice insurance for its annual rate report. This year’s survey reports rates from 40 companies that represent as much as 75 percent of the physician’s malpractice insurance market. It is the most comprehensive report on physicians’ liability insurance rates available.

“Looking at rates in 2009, it is apparent the industry is still in a soft-market cycle,” Matray said. “When the soft-market will change, we probably won’t know for a while.”

Complete data from the Medical Liability Monitor’s 2009 Rate Survey can be found at:

About is the premier online broker of medical malpractice insurance for physicians. With specialists in every state to help you meet your goals, and access to every medical malpractice insurance company, we've shared our expert advice with thousands of healthcare providers, physicians and healthcare facilities.

About Medical Liability Monitor
Medical Liability Monitor is the only independent source of consistent, reliable coverage and fresh perspectives on the medical professional liability insurance market. The monthly, independent newsletter reports all the critical business happenings as well as political, legal and risk management issues that affect the healthcare industry. Founded in 1975, Medical Liability Monitor has conducted its Annual Rate Survey since 1991. To order the Rate Survey or to subscribe, go to or call 312-944-7900.

Contact: Erik Leander

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