New "Fixed Payment Product" from Cash Advance Leader Merchant Cash and Capital

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Relationship-centric product extends terms, provides greater flexibility on rates, industry types and avoids “systemic underwriting.”

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Merchant Cash and Capital

At MCC we build long-term relationships with our customers by taking the time to understand each and every situation.

Merchant Cash and Capital, LLC, who in the last quarter eclipsed $500 million in total funding to date, announced its newest financing program, the “Fixed Payment Product.” The groundbreaking “Fixed Payment Product,” features repayment terms up to 15 months, the most competitive rates, added flexibility in terms of industries funded, and a new underwriting process specific to this product.

Merchant Cash and Capital’s suite of products now has a Fixed Payment option available for businesses that prefer or require a more predictable repayment program. Businesses who qualify can get up to $500,000 of financing in a matter of days with no personal guaranty and no collateral required. Merchants will repay MCC by paying a fixed amount on a daily basis until the advance is paid back in full.

MCC’s already aggressive rates will remain the same, giving the company the most competitive advantage in the industry. The easy and simplified underwriting process that has been a hallmark of MCC remains in place. In actuality, the Fixed Payment Product is superior to a traditional bank loan because it offers most of the same funding advantages while being faster, requiring no personal collateral, less documentation, with significantly higher approval amounts. MCC’s new product is not available in all states and only offered to qualified customers.

“Our Fixed Payment Product has several advantages for merchants in need of capital,” said Stephen Sheinbaum, President of MCC. “What I believe truly sets this product and MCC apart from the competition is that we take the time to look into every deal. We listen and appreciate each merchant’s story. We don’t base our decisions on a specific formula and our methods are not 'systemic.' At MCC we build long-term relationships with our customers by taking the time to understand each and every situation.”

About Merchant Cash and Capital

Since 2005, Merchant Cash and Capital, LLC has been one of the nation’s business cash advance funding leaders. MCC has provided more than $500 million in financing to over 12,500 distinct customers and a total of over 25,000 advances. For more information about MCC and its innovative fixed payment cash advance products, please call 1-866-792-9366 or visit its web site at

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Mark Lowenstein

Lindsey Truax