TechInsurance's New MicroTek Pak Insurance Product Combines Top Three Coverages at Affordable Price

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With the MicroTek Pak, solo IT consultants can now get professional liability, general liability and property insurance all on one policy for just $995 a year

TechInsurance Announces Offering of New MicroTek Insurance Product

We strive to provide IT consulting firms, with one to three professionals, the coverages they need at a price they can afford

TechInsurance, the leading online provider of business insurance for IT companies, is making comprehensive insurance coverage more affordable than ever for the smallest IT companies, offering a new MicroTek Pak product that combines professional liability/errors and omissions insurance with general liability and property insurance coverage for an incredibly low price.

Solo IT consultants can secure all three coverages for just $995 a year, and small IT companies with up to three employees will receive similar coverage for a similarly minimal premium.

Many small IT operations have to carry general liability and property coverage due to contractual obligations with landlords or clients. These two coverages combined into a Business Owner's Policy, or BOP, typically cost about $500 a year. But some of the most significant risks that small IT companies run into aren't covered by these two types of insurance - they occur when a client alleges negligence in the delivery of professional services. To protect against the high cost of these types of claims, IT entrepreneurs need professional liability or E&O insurance. With MicroTek, these small firms can add that professional liability coverage for just $495 more a year.

"This is an exellent, well-targeted product," says Jim Cochran, TechInsurance's founder and president. "We expect that many of our customers who only have Business Owner's Policies with us will upgrade to MicroTek to get the additional errors and omissions coverage they need at this amazing low price."

All three coverages are provided by United States Liability Insurance Group, a member of the Berkshire Hathaway family of companies with an A++ rating.

"We strive to provide IT consulting firms, with one to three professionals, the coverages they need at a price they can afford," says Phillip J. Reese, second vice president, technology errors & omissions sales manager with United States Liability Insurance Group. "Many of our insureds are start-up operations, and they don't necessarily have a large budget to work with, but they need to properly protect their assets and their good name. Our MicroTek Pak product also provides flexibility on coverage that might be required by contractual needs, such as intellectual property, hired and non-owned auto, waiver or subrogation, and primary and non-contributory."

In addition to the peace of mind that comes from knowing they're protected should a client allege errors or omissions in their work, MicroTek customers can gain a marketing edge by advertising themselves as fully insured.

TechInsurance makes it easy to prove coverage to current and potential clients. TechInsurance offers a free business insurance verification program that allows current insured customers to place a graphic seal on their Web sites, denoting that the company has active business insurance with the nation's top insurance provider for information technology businesses. When site visitors click on the IT service provider's insurance seal, they are taken to a custom landing page for each insured that lists the type of policies the company holds with TechInsurance, as well as those policies' effective dates.

To learn more, IT entrepreneurs can visit http://www.techinsurance.com to complete an easy online application. Applicants will receive a quote within 24 hours and can secure coverage the same day.

About TechInsurance:
TechInsurance is a Web-based e-agent that offers IT businesses and professionals fast, easy, one-stop shopping for all their property and liability insurance needs. TechInsurance was founded in 1997 in response to the difficulty IT services firms had finding high-quality, affordable business insurance. With more than 12,000 businesses insured, the company has grown to become America's leading online provider of business and professional insurance for computer consulting, Web services companies and other IT service businesses. For information, visit http://www.techinsurance.com .

About United States Liability Insurance Group:
United States Liability Insurance Group specializes in underwriting low-premium, low-hazard specialty insurance products. The company is committed to making a difference to customers through well-designed products that are delivered with unparalleled speed, service and support. A member of the Berkshire Hathaway family of companies, United States Liability Insurance Group is an A++ rated company that supports its products with financial strength and stability. For more information, visit http://www.usli.com. TechInsurance accesses United States Liability through Colemont Insurance Brokers, one of the largest wholesale brokers in the United States.

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Jim Cochran
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