Seattle, WA (PRWEB) May 01, 2014
Today, MyRatePlan.com, an expert authority on credit cards, announced the best credit cards available for students. Students often have no to little credit, so it can be hard for them to get approved for credit cards. With a student credit card though, applicants can get easily approved and start building their credit. Many of these cards even offer rewards for things that students buy often, like books, groceries, gas, and more.
To create their list of the best student credit cards of 2014, MyRatePlan experts weighed approval rates, rewards programs, introductory offers, interest rates, customer reviews, and expert opinions. According to their findings, here are the best student credit cards on the market today:
The Discover it for Students card is a great student credit card with easy approval. There are no annual fees, overlimit fees, or foreign transaction fees. With Discover’s generous cash back program, students earn 5% cash back on up to $1500 spent in rotating categories (currently Home Improvement stores, Furniture Stores, and Bed, Bath, & Beyond) and 1% cash back on all other purchases. There is a 0% intro APR on purchases for 6 months, and cardholders can talk to a real person anytime with Discover’s 100% U.S.-based customer service. Plus, users receive free FICO scores on all monthly statements.
The Citi Dividend Card for College Students is another excellent option for students. This card allows members to build credit while earning cash back fast. Cardholders earn 5% cash back every quarter in must have categories, such as department stores, travel, and more. They also earn 1% cash back on all other purchases. There is no annual fee, and students have the flexibility to choose their payment due date. They can also manage their account online, on their tablet, or on their Smartphone.
The Discover it for Students with $20 Cashback Bonus card rounds off MyRatePlan’s list of the best student credit cards of 2014. With this card, users also earn 5% cash back on up to $1500 spent in rotating categories (currently Home Improvement stores, Furniture Stores, and Bed, Bath, & Beyond) and 1% cash back on all other purchases. In addition, they earn a $20 Cashback Bonus when making the first purchase within 3 months of approval. This card has no annual fees, overlimit fees, or foreign transaction fees. Students receive free FICO scores on all monthly statements, so they can help build credit.
These are the best student credit cards available for consumers today. For more information regarding student credit cards, access MyRatePlan: http://compare.myrateplan.com/credit-cards/compare/compare-student-credit-cards
MyRatePlan.com is a leading comparison site that allows users to compare credit cards, mobile phones, cell phone plans, and more. MyRatePlan was founded in 1999 to help users find the best recommendations for them based on innovative and proprietary tools and customer input.